Anne Arundel County property record for 23 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,460 sqft · built 1989 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $587,500 (Apr 2022) |
| Tax Bill | $6,524 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-268-90036203 |
| Primary APN | 06-268-90036203 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 940 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26890036203 |
|---|---|
| Street Address | 23 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 33 PL 3 GEORGETOWN GROVE |
| Legal Subdivision | GEORGETOWN GROVE |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706303 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI ARUNDEL FSB |
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit ARUNDEL FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | Nov 5, 2015 · Amount on Record |
| Deed Book / Page | 38665 / 136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 28, 2022 |
| Property Address | 23 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0386650136 |
| Book / Page | 38665 / 136 |
| Map Reference | MB 94 PG 50 |
| Instrument Date | Apr 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,343.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0038665143 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 38665/143 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 23 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0339240063 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 23 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0339240063 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 033924/000063 |
| Name | ARUNDEL FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | GLEN BURNIE, MD 21061 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 23 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0339240082 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 23 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0339240082 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 033924/000082 |
| Name | ARUNDEL FSB |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,300 (+30.75%) Land $218,100 Building $306,200 | $524,300 (+30.75%) Land $218,100 Building $306,200 | |
| 2025 | $6,524.00 (+13.6%) | ||
| 2023 | $5,743.00 | $401,000 Land $193,100 Building $207,900 | $401,000 Land $193,100 Building $207,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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