Anne Arundel County property record for 21 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,768 sqft · built 1989 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $346,900 (Nov 2019) |
| Tax Bill | $6,453 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-268-90036204 |
| Primary APN | 06-268-90036204 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Deck Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26890036204 |
|---|---|
| Street Address | 21 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 34 PL 3 GEORGETOWN GROVE |
| Legal Subdivision | GEORGETOWN GROVE |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706303 |
21 Windwhisper Ln is owned and occupied by an individual who bought it in November 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Nov 12, 2019 | Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Mar 12, 1990 · Amount on File |
| Deed Book / Page | 33826 / 53 |
| Prior Transfer Date | Jan 16, 2007 |
| Prior Transfer Doc | 0187520757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 22, 2026 |
| Property Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 4237000389 |
| Book / Page | 42370 / 389 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 4237000389, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 42370/389 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 8, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST EQUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0355860272 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 35586/272 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 12, 2019 |
| Property Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0338260053 |
| Book / Page | 33826 / 053 |
| Map Reference | MB 94 PG 48 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,336.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 33826057 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 33826/057 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 21 Windwhisper Ln was $6,453, up 2.9% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,300 (+3.1%) Land $218,100 Building $246,200 | $464,300 (-) Land $218,100 Building $246,200 | |
| 2025 | $6,453.00 (+2.92%) | $450,333 | $464,300 Land $218,100 Building $246,200 |
| 2024 | $6,270.00 (+3.38%) | ||
| 2023 | $6,065.00 | $422,400 Land $193,100 Building $229,300 | $422,400 Land $193,100 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Windwhisper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Windwhisper Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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