18 Windwhisper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 18 Windwhisper Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,626 sqft · built 1988
Lot Size	0.181 acres (7,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,500 (Nov 2019)
Tax Bill	$6,900 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-268-90036207`

Property Details

APN / Parcel Number

Primary APN	`06-268-90036207`
Alternative APNs	`626890036207` `26890036207`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,626 sqft Living Area
1st Floor Area	926 sqft
Basement Area	1,046 sqft
Finished Basement	1,046 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,894 sqft (0.181 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26890036207
Street Address	18 WINDWHISPER LN
City	ANNAPOLIS
State	MD
Zip	21403-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 59 PL 3 GEORGETOWN GROVE
Legal Subdivision	GEORGETOWN GROVE
Legal Block	2
Legal Lot Number	59
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	706303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Jul 23, 1999 · Amount on Record
Deed Book / Page	33814 / 107
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 7, 2019
Property Address	18 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473
Document Number	0338140107
Book / Page	33814 / 107
Map Reference	MB 94 FO 50
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473

Mortgage

Document Number	33814114
Date	Nov 7, 2019
Instrument	33814/114

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,800 (+10.44%) Land $223,700 Building $287,100	$510,800 (+10.44%) Land $223,700 Building $287,100
2025	$6,900.00 (+5.59%)
2023	$6,535.00 Homeowner's exemption	$462,500 Land $198,700 Building $263,800	$462,500 Land $198,700 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20