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  5. Waters Rd

23 Waters Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 23 Waters Rd, Sutton, MA 01590

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,211 sqft · built 1980
Lot Size6.44 acres (280,812 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Nov 2019)
Tax Bill$8,583 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSUTT M:0041 P:47

Property Details

APN / Parcel Number

Primary APNSUTT M:0041 P:47

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,211 sqft Living Area
Gross Area5,468 sqft
1st Floor Area1,254 sqft
AtticAttic
Attic Area556 sqft
Basement Area1,254 sqft
Unfinished Basement1,254 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area280,812 sqft (6.44 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address23 WATERS RD
CitySUTTON
StateMA
Zip01590-1150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSUTTON MA
Township / Civil DivisionSUTTON
Census Block Group1
Census Block1026
Census Tract751102

Owner

Source: Worcester County and Sutton Town records · APN SUTT M:0041 P:47

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 WATERS RD, SUTTON, MA 01590-1150
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ST MARYS CREDIT UNION
Nov 20, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2019 · Amount on Record
Deed SaleNov 20, 2019 · Amount on Record
Deed Document Number2019125177
Deed Book / Page61455 / 385
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTON MA
Property Address23 WATERS RD, SUTTON, MA 01590-1150
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number064906-247
DateApr 12, 2021
Book Page64906/247
Instrument49822
Lender
NameST MARYS CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueMay 01, 2031

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUTTON MA
Recording DateNov 20, 2019
Property Address23 WATERS RD, SUTTON, MA 01590-1150
Document Number061455-385
Book / Page61455 / 385
Instrument DateNov 19, 2019
Instrument125177
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WATERS RD, SUTTON, MA 01590-1150

Mortgage

Document Number0000125178
DateNov 20, 2019
Instrument125178
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sutton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSutton Town
Unified School DistrictSutton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,583.00 (+6.08%)$714,100 (+11.91%) Land $217,800 Building $496,300$817,950 (+4.69%)
2024$8,091.00 (+5.94%)$638,100 (+15.72%) Land $186,800 Building $451,300$781,280
2023$7,637.00$551,400 Land $167,700 Building $383,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedWaters Farm
listed 1985 · 4 contributing resources · NRIS 85000695

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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