Worcester County and Sutton Town property record for 17 Waters Rd, Sutton, MA 01590
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 5,363 sqft · built 1984 |
| Lot Size | 9.63 acres (419,768 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $450,000 (Apr 2013) |
| Tax Bill | $11,570 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SUTT M:0041 P:54 |
| Primary APN | SUTT M:0041 P:54 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,363 sqft Living Area |
| Gross Area | 9,557 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 419,768 sqft (9.63 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 17 WATERS RD |
|---|---|
| City | SUTTON |
| State | MA |
| Zip | 01590-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SUTTON MA |
| Township / Civil Division | SUTTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 751102 |
Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 17 WATERS RD, SUTTON, MA 01590-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS |
| Jun 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Aug 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2013 · Amount on Record |
| Deed Sale | Apr 26, 2013 · Amount on Record |
| Deed Document Number | 20134 |
| Deed Book / Page | 50794 / 382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 17 WATERS RD, SUTTON, MA 01590-1150 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0063525-76 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 63525/76 |
| Instrument | 124159 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 17 WATERS RD, SUTTON, MA 01590-1150 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065850-158 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 65850/158 |
| Instrument | 115051 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 17 WATERS RD, SUTTON, MA 01590-1150 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065400-185 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 65400/185 |
| Instrument | 83347 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Aug 28, 2020 |
| Property Address | 17 WATERS RD, SUTTON, MA 01590-1150 |
| Document Number | 63133-240 |
| Book / Page | 063133 / 000240 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 98076 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 WATERS RD SUTTON MA 015901150, SUTTON, MA 01590-1150 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Jun 3, 2020 |
| Property Address | 17 WATERS RD, SUTTON, MA 01590-1150 |
| Document Number | 62525-57 |
| Book / Page | 062525 / 000057 |
| Instrument Date | May 26, 2020 |
| Instrument | 57643 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 WATERS RD SUTTON MA 015901150, SUTTON, MA 01590-1150 |
Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sutton Town |
| Unified School District | Sutton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,570.00 (+31.78%) | $962,600 (+39.02%) Land $241,600 Building $721,000 | $968,525 (+28.21%) |
| 2024 | $8,780.00 (+7.2%) | $692,400 (+17.1%) Land $206,700 Building $485,700 | $755,440 |
| 2023 | $8,190.00 | $591,300 Land $187,600 Building $403,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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