Worcester County and Sutton Town property record for 18 Waters Rd, Sutton, MA 01590 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1983 |
| Square Footage | 4,533 sqft Living Area |
| Lot Size | 209,809 sqft (4.81 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $600,000 (2010) |
| Tax Bill | $11,490.00 (2025) |
Source: Worcester County and Sutton Town records · APN SUTT M:0041 P:51
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 WATERS RD, SUTTON, MA 01590-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance HOMEFIELD CREDIT UNION |
| Aug 11, 2020 | Quit Claim Deed, Transfer HOMEFIELD CU |
| Apr 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEFIELD CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2010 · Amount on Record |
| Deed Sale | Aug 23, 2010 · Amount on Record |
| Prior Sale | Jun 02, 2008 · Amount on Record |
| Deed Book / Page | 46193 / 343 |
| Last Transfer Date | Aug 06, 2020 |
| Transfer Doc | 062998-341 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 18 WATERS RD, SUTTON, MA 01590-1151 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0069003-35 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 69003/35 |
| Instrument | 27177 |
| Name | HOMEFIELD CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Aug 11, 2020 |
| Property Address | 18 WATERS RD, SUTTON, MA 01590-1151 |
| Document Number | 62998-338 |
| Book / Page | 062998 / 000338 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 89111 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 WATERS RD SUTTON MA 015901151, SUTTON, MA 01590-1151 |
| Document Number | 62998-341 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 062998/000341 |
| Instrument | 89112 |
| Name | HOMEFIELD CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Number | 62998-357, |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 062998/000357 |
| Instrument | 89113 |
| Name | HOMEFIELD CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 10, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 18 WATERS RD, SUTTON, MA 01590-1151 |
| Document Number | 60253-170 |
| Instrument Date | Apr 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18 WATERS RD SUTTON MA 015901151, SUTTON, MA 01590-1151 |
| Document Number | 60253-170 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 060253/000170 |
| Instrument | 31052 |
| Name | HOMEFIELD CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 09, 2044 |
Source: Worcester County and Sutton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sutton Town |
| Unified School District | Sutton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,490.00 (+0.77%) | $955,900 (+6.31%) Land $203,900 Building $752,000 | $1,043,385 (-0.15%) |
| 2024 | $11,402.00 (-7.67%) | $899,200 (+0.85%) Land $175,300 Building $723,900 | $1,045,000 |
| 2023 | $12,349.00 | $891,600 Land $156,200 Building $735,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SUTT M:0041 P:51 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 4,533 sqft Living Area |
| Gross Area | 7,784 sqft Gross Area |
| 1st Floor | 3,168 sqft 1st Floor |
| Basement Area | 2,030 sqft Basement |
| Unfinished Basement | 2,030 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 209,809 sqft (4.81 acres) |
| Pool Type | In-Ground Pool Pool Type |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 18 WATERS RD |
|---|---|
| City | SUTTON |
| State | MA |
| Zip | 01590-1151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SUTTON MA |
| Minor Civil Division | SUTTON |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 751102 |
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