Schenectady County and Schenectady City property record for 23 Wagner Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1910 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jan 2026) |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-3-10 |
| Primary APN | 421500 59.28-3-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 555 sqft |
| 2nd Floor Area | 480 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 286 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 WAGNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PART OF 44 2 WOOD AND GARAGE |
| Legal Subdivision | WILLOW HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1553 RUGBY RD, SCHENECTADY, NY 12308-3022 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 23, 2026 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Jan 9, 2025 | Deed, Transfer |
| Nov 30, 2020 | Grant Deed, Transfer OTHER |
| Dec 28, 2018 | Quit Claim Deed, Transfer OTHER |
| Nov 20, 2018 | Trustee's Deed, Foreclosure WEBTITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Jan 9, 2025 · Amount on Record |
| Deed Document Number | 20261644 |
| Deed Book / Page | 2164 / 969 |
| Prior Transfer Date | Nov 9, 2018 |
| Prior Transfer Doc | 0000051265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 23, 2026 |
| Property Address | 23 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000001644 |
| Map Reference | CAB A-124 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 202601644 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1553 RUGBY RD, SCHENECTADY, NY 12308-3022 |
| Document Number | 0000001645 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 202601645 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 9, 2025 |
| Property Address | 23 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000000735 |
| Map Reference | CAB A-124 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 202500735 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1234 UNION ST, SCHENECTADY, NY 12308-2920 |
| Name | Verified Name |
|---|---|
| Address | 1234 UNION ST, SCHENECTADY, NY 12308-2920 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 30, 2020 |
| Property Address | 23 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000037629 |
| Book / Page | 002046 / 000833 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 37629 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 123 UNION ST SCHENECTADY NY 12305, SCHENECTADY, NY 12305 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 28, 2018 |
| Property Address | 23 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000056621 |
| Book / Page | 002002 / 000807 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 56621 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 13266 BYRD DR #446 ODESSA FL 335565319, 446, ODESSA, FL 33556-5319 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 23 WAGNER AVE, SCHENECTADY, NY 12304-3212 |
| Document Number | 0000051265 |
| Book / Page | 002000 / 000365 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 51265 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 11, 2018 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $469.33 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13266 BYRD DR #447 ODESSA FL 335565319, 447, ODESSA, FL 33556-5319 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (+2.37%) | ||
| 2025 | $4,599.00 (+8.7%) | $85,600 (-) Land $12,800 Building $72,800 | $141,745 (+13.35%) Land $21,196 Building $120,549 |
| 2024 | $85,600 (-) Land $12,800 Building $72,800 | $125,055 (+15.41%) Land $18,700 Building $106,355 | |
| 2023 | $85,600 (-) Land $12,800 Building $72,800 | $108,354 (+3.8%) Land $16,202 Building $92,152 | |
| 2022 | $85,600 Land $12,800 Building $72,800 | $104,390 Land $15,610 Building $88,780 | |
| 2021 | $4,231.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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