28 Wagner Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 28 Wagner Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1900
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2023)
Tax Bill	$4,582 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 59.28-2-33`

Property Details

APN / Parcel Number

Primary APN	`421500 59.28-2-33`
Alternative APN	`150005902800020330000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,131 sqft Living Area
1st Floor Area	611 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 WAGNER AVE
City	SCHENECTADY
State	NY
Zip	12304-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	19 2 WOOD
Legal Subdivision	WILLOW HEIGHTS
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	21700

Owner

28 Wagner Ave is owned and occupied by an individual who bought it in May 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 WAGNER AVE, SCHENECTADY, NY 12304-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Deed Document Number	202330406
Deed Book / Page	2108 / 656
Record Updated	Oct 29, 2026

May 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 26, 2023
Property Address	28 WAGNER AVE, SCHENECTADY, NY 12304-3213
Document Number	0000030406
Book / Page	2108 / 656
Instrument Date	May 11, 2023
Instrument	202330406
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 CRESTWOOD DR, ROTTERDAM, NY 12306-3434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ROCHESTER ST, FORT JOHNSON, NY 12070-1565

Mortgage

Document Number	0000030407
Date	May 26, 2023
Instrument	202330407

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 28 Wagner Ave was $4,582, up 2.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,582.00 (+2.44%)
2025	$4,473.00	$84,825 Land $12,700 Building $72,125	$140,462 Land $21,030 Building $119,432
2023		$84,825 (-) Land $12,700 Building $72,125	$107,373 (+3.8%) Land $16,076 Building $91,297
2022		$84,825 Land $12,700 Building $72,125	$103,445 Land $15,488 Building $87,957
2021	$2,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Wagner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Wagner Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20