Passaic County and Wayne Township property record for 23 Towsen Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,621 sqft · built 1965 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $860,000 (Jun 2023) |
| Tax Bill | $18,366 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02003-0000-00165 |
| Primary APN | 14-02003-0000-00165 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,621 sqft Living Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Lot Area | 15,115 sqft (0.347 acres) |
| Old Parcel Number | 1400475B00016 |
|---|---|
| Street Address | 23 TOWSEN RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HEIGHTS/WAYNE |
| Legal Block | 2003 |
| Legal Lot Number | 165 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02003-0000-00165
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2013 · Amount on Record |
| Deed Document Number | 202320127 |
| Deed Book / Page | 4543 / 50 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 22, 2023 |
| Property Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Document Number | 0000020127 |
| Book / Page | D4543 / 50 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2023020127 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 72 TANAGER CT, WAYNE, NJ 07470-8435 |
| Name | Verified Name |
|---|---|
| Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Document Number | 0000020128 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023020128 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000011108 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | M17824/119 |
| Instrument | 2022011108 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000009886 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | M16828/244 |
| Instrument | 2021009886 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049113 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | M15794/0066 |
| Instrument | 2019049113 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Document Number | 0000013990 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 TOWSEN RD WAYNE NJ 074702420, WAYNE, NJ 07470-2420 |
| Document Number | 0000013990 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 016068/000032 |
| Instrument | 13990 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 23 TOWSEN RD, WAYNE, NJ 07470-2420 |
| Document Number | 0000011727 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2019 |
| Title Company | WINTER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 TOWSEN RD WAYNE NJ 074702420, WAYNE, NJ 07470-2420 |
| Document Number | 0000011727 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 015441/000001 |
| Instrument | 11727 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,200 (-) Land $121,100 Building $185,100 | $306,200 (-) Land $121,100 Building $185,100 | |
| 2025 | $18,366.00 (+0.88%) | $306,200 (-) Land $121,100 Building $185,100 | $306,200 (-) Land $121,100 Building $185,100 |
| 2024 | $18,206.00 (+5.16%) | ||
| 2023 | $306,200 (-) Land $121,100 Building $185,100 | $306,200 (-) Land $121,100 Building $185,100 | |
| 2022 | $17,312.00 | $306,200 Land $121,100 Building $185,100 | $306,200 Land $121,100 Building $185,100 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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