15 Towsen Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Towsen Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1964
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Oct 2021)
Tax Bill	$14,635 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02003-0000-00167`

Property Details

APN / Parcel Number

Primary APN	`14-02003-0000-00167`
Alternative APNs	`1400475B00014` `140200300167`

Interior

Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Lot Area	13,765 sqft (0.316 acres)

Location & Zoning

Old Parcel Number	1400475B00014
Street Address	15 TOWSEN RD
City	WAYNE
State	NJ
Zip	07470-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HEIGHTS/WAYNE INC SEC 2
Legal Block	2003
Legal Lot Number	167
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4001
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Oct 5, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 26, 2019	Deed, Transfer · Balloon Mortgage MICHIGAN MUTUAL INC
Jan 30, 2019	Grant Deed, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS
Jan 29, 2019	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE RIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	202162682
Deed Book / Page	4145 / 181
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029602
Date	Jul 6, 2020
Book Page	M16250/163
Instrument	2020029602

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 5, 2021
Property Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Document Number	0000062682
Book / Page	D4145 / 181
Instrument Date	Sep 23, 2021
Instrument	2021062682
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 GARIBALDI AVE, 159, LODI, NJ 07644-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062683
Date	Oct 5, 2021
Instrument	2021062683

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 26, 2019
Property Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Document Number	0000037282
Book / Page	D3643 / 0064
Map Reference	MAP 220
Instrument Date	Aug 16, 2019
Instrument	2019037282
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 GARIBALDI AVE, LODI, NJ 07644-2503

Mortgage

Document Number	0000037283
Date	Aug 26, 2019
Book Page	M15672/0001
Instrument	2019037283

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 30, 2019
Property Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Document Number	0000004562
Book / Page	003501 / 000044
Instrument Date	Dec 31, 2018
Instrument	4562
Transaction Type	Foreclosure
Record Updated	Feb 26, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	PASSAIC NJ
Recording Date	Jan 29, 2019
Property Address	15 TOWSEN RD, WAYNE, NJ 07470-2420
Document Number	0000004343
Book / Page	003500 / 000085
Instrument Date	Dec 20, 2018
Instrument	4343
Transaction Type	Foreclosure
Record Updated	Feb 25, 2019
Title Company	OLD REPUBLIC TITLE RIS

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,000 (-) Land $118,400 Building $125,600	$244,000 (-) Land $118,400 Building $125,600
2025	$14,635.00 (+0.88%)	$244,000 (-) Land $118,400 Building $125,600	$244,000 (-) Land $118,400 Building $125,600
2024	$14,508.00 (+5.17%)
2023		$244,000 Land $118,400 Building $125,600	$244,000 Land $118,400 Building $125,600
2022	$13,795.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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