Passaic County and Wayne Township property record for 12 Towsen Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,734 sqft · built 1964 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Jun 2012) |
| Tax Bill | $15,919 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02004-0000-00004 |
| Primary APN | 14-02004-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,734 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400475C00004 |
|---|---|
| Street Address | 12 TOWSEN RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2004 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 TOWSEN RD, WAYNE, NJ 07470-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2012 · Amount on Record |
| Deed Sale | Jun 5, 2012 · Amount on Record |
| Prior Sale | Mar 17, 1994 · Amount on Record |
| Deed Document Number | 201227920 |
| Deed Book / Page | 2184 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 12 TOWSEN RD, WAYNE, NJ 07470-2421 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 12 TOWSEN RD, WAYNE, NJ 07470-2421 |
| Document Number | 0000035767 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | M19623/148 |
| Instrument | 2025035767 |
| Name | FINANCIAL RESOURCES FCU |
|---|---|
| Type | Credit Union |
| Address | SOMERVILLE, NJ 08876 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,400 (-) Land $121,000 Building $144,400 | $265,400 (-) Land $121,000 Building $144,400 | |
| 2025 | $15,919.00 (+0.88%) | $265,400 (-) Land $121,000 Building $144,400 | $265,400 (-) Land $121,000 Building $144,400 |
| 2024 | $15,780.00 (+5.16%) | ||
| 2023 | $265,400 Land $121,000 Building $144,400 | $265,400 Land $121,000 Building $144,400 | |
| 2022 | $15,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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