23 Terrace Dr, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 23 Terrace Dr, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,294 sqft · built 1975
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$339,500 (Apr 2020)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERW M:U007 B:42`

Property Details

APN / Parcel Number

Primary APN	`BERW M:U007 B:42`
Alternative APN	`3283`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,294 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3283
Street Address	23 TERRACE DR
City	BERWICK
State	ME
Zip	03901-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	42
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1007
Census Tract	32001

Owner

23 Terrace Dr is owned and occupied by an individual who bought it in April 2020.

Source: York County and Berwick Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	23 TERRACE DR, BERWICK, ME 03901-2959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Nov 28, 2017	Personal Representative Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20202020016423
Deed Book / Page	18220 / 717
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Apr 16, 2020
Property Address	23 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0182200717
Book / Page	18220 / 717
Instrument Date	Apr 15, 2020
Instrument	2020016423
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WALKER ST, KITTERY, ME 03904-1725

Mortgage

Document Number	2020016424
Date	Apr 16, 2020
Instrument	2020016424

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERWICK ME
Recording Date	Nov 28, 2017
Property Address	23 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0176130813
Book / Page	17613 / 0813
Instrument	000000050582
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017050583
Date	Nov 28, 2017
Instrument	2017050583

Lender

Name	RADIUS FINANCIAL GRP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23 Terrace Dr was $4,627, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,627.00 (+4.59%)	$354,800 (-) Land $92,700 Building $262,100
2024	$4,424.00 (+20.15%)	$354,800 (+76.52%) Land $92,700 Building $262,100
2023	$3,682.00 (+0.55%)	$201,000 (-) Land $66,200 Building $134,800	$356,630
2022	$3,662.00	$201,000 Land $66,200 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERWICK WATER DEPARTMENT serves 2,845 people · EPA ID ME0090150
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	No certified operator Oct 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

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