19 Terrace Dr, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 19 Terrace Dr, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 1955
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Nov 2021)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	Jan 2019 Refinance Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:U007 B:41`

Property Details

APN / Parcel Number

Primary APN	`BERW M:U007 B:41`
Alternative APN	`3282`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3282
Street Address	19 TERRACE DR
City	BERWICK
State	ME
Zip	03901-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	41
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1007
Census Tract	32001

Owner

19 Terrace Dr is owned by an individual who bought it in November 2021.

Source: York County and Berwick Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	16 SURF AVE, YORK, ME 03909-1228
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Nov 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Feb 7, 2020	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 11, 2017	Deed of Trust, Mortgage TOWN & CNTRY CU
Aug 16, 2017	Warranty Deed, Transfer TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	20212021066808
Deed Book / Page	18872 / 223
Transfer Doc	0175390321
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	19 TERRACE DR, BERWICK, ME 03901-2959
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178740861
Date	Jan 7, 2019
Book Page	17874/861
Instrument	2019000464

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Nov 16, 2021
Property Address	19 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0188720223
Book / Page	18872 / 223
Instrument Date	Nov 16, 2021
Instrument	2021066808
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SURF AVE, YORK, ME 03909-1228

Mortgage

Document Number	2021066809
Date	Nov 16, 2021
Instrument	2021066809

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Feb 7, 2020
Property Address	19 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0181660118
Book / Page	18166 / 118
Instrument Date	Feb 6, 2020
Instrument	2020006335
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 OLD MAIN RD, N FALMOUTH, MA 02556-2707

Mortgage

Document Number	2020006336
Date	Feb 7, 2020
Instrument	2020006336

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	19 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0176000052
Book / Page	017600 / 000052
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 TERRACE DR BERWICK ME 03901, BERWICK, ME 03901

Mortgage

Document Number	0176000052
Date	Nov 7, 2017
Book Page	017600/000052
Instrument	47680

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	SOUTH PORTLAND, ME 04116-9420

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2032

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Aug 16, 2017
Property Address	19 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0175390321
Book / Page	017539 / 000321
Instrument Date	Aug 15, 2017
Instrument	33722
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19 TERRACE DR BERWICK ME 03901, BERWICK, ME 03901

Mortgage

Document Number	175390323
Date	Aug 16, 2017
Book Page	017539/000323
Instrument	33723

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	SOUTH PORTLAND, ME 04116-9420

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Terrace Dr was $4,816, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,816.00 (+4.58%)	$369,300 (-) Land $99,700 Building $269,600
2024	$4,605.00 (+25.68%)	$369,300 (+84.65%) Land $99,700 Building $269,600
2023	$3,664.00 (+0.55%)	$200,000 (-) Land $71,200 Building $128,800	$367,840
2022	$3,644.00	$200,000 Land $71,200 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERWICK WATER DEPARTMENT serves 2,845 people · EPA ID ME0090150
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	No certified operator Oct 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

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