13 Terrace Dr, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 13 Terrace Dr, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,004 sqft · built 1956
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2023)
Tax Bill	$5,447 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERW M:U007 B:40`

Property Details

APN / Parcel Number

Primary APN	`BERW M:U007 B:40`
Alternative APN	`3280`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,120 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3280
Street Address	13 TERRACE DR
City	BERWICK
State	ME
Zip	03901-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	40
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	1
Census Block	1007
Census Tract	32001

Owner

13 Terrace Dr is owned and occupied by two individuals who bought it in August 2023.

Source: York County and Berwick Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 TERRACE DR, BERWICK, ME 03901-2959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Deed Document Number	202326135
Deed Book / Page	19299 / 370
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Aug 24, 2023
Property Address	13 TERRACE DR, BERWICK, ME 03901-2959
Document Number	0192990370
Book / Page	19299 / 370
Instrument Date	Aug 23, 2023
Instrument	2023026135
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	15 TERRACE DR, BERWICK, ME 03901-2959

Mortgage

Document Number	2023026136
Date	Aug 24, 2023
Instrument	2023026136

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13 Terrace Dr was $5,447, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,447.00 (+4.57%)	$417,700 (-) Land $99,600 Building $318,100
2024	$5,209.00 (+15.63%)	$417,700 (+69.87%) Land $99,600 Building $318,100
2023	$4,505.00 (+20.55%)	$245,900 (+19.89%) Land $71,100 Building $174,800	$355,015
2022	$3,737.00	$205,100 Land $71,100 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERWICK WATER DEPARTMENT serves 2,845 people · EPA ID ME0090150
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	No certified operator Oct 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

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