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23 Summit Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 23 Summit Ave, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1960
Square Footage2,762 sqft Living Area
Lot Size15,629 sqft (0.359 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2017)
Tax Bill$7,109.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:004-F B:0018 L:0001
Alternative APNs
  • M:004=F B:0018 L:0001
  • 1261033

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,762 sqft Living Area
Gross Area3,914 sqft Gross Area
1st Floor1,294 sqft 1st Floor
Basement Area1,174 sqft Basement
Unfinished Basement587 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,629 sqft (0.359 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1261033
Street Address23 SUMMIT AVE
CitySAUGUS
StateMA
Zip01906-3964
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionTOWN HALL
Legal Block18
Legal Lot Number1
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup3
Census Block3013
Census Tract208102

Owner

Source: Essex County and Saugus Town records · APN SAUG M:004-F B:0018 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 SUMMIT AVE, SAUGUS, MA 01906-3964
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Quit Claim Deed, Transfer · Stand Alone Refinance
MSA LENDING LLC
Feb 17, 2017Quit Claim Arm's Length for NE States, Transfer
MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Book / Page35687 / 6
Last Transfer DateAug 10, 2020
Transfer Doc038824-522
Record RefreshedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 14, 2020
Property Address23 SUMMIT AVE, SAUGUS, MA 01906-3964
Document Number38824-522
Book / Page38824 / 522
Instrument DateAug 10, 2020
Instrument20200814006000
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address23 SUMMIT AVE, SAUGUS, MA 01906-3964

Mortgage

Document Number038824-525
DateAug 14, 2020
Book Page38824/525
Instrument20200814006010
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

February 2017: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateFeb 17, 2017
Property Address23 SUMMIT AVE, SAUGUS, MA 01906-3964
Document Number35687-6
Book / Page35687 / 6
Instrument181
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$41.86
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number356870009
DateFeb 17, 2017
Instrument35687/0009
Lender
NameMSA MORTGAGE LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 17, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,109.00 (+4.47%)$665,600 (+4.16%) Land $334,700 Building $330,900$737,580
2024$6,805.00 (+4.32%)$639,000 (+10.31%) Land $315,600 Building $323,400
2023$6,523.00$579,300 Land $277,300 Building $302,000

Flood & Wildfire

23 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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