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38 Summit Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 38 Summit Ave, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage2,903 sqft Living Area
Lot Size18,744 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$620,000 (2017)
Tax Bill$9,027.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:004-F B:0009 L:0012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 SUMMIT AVE, SAUGUS, MA 01906-3966
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 22, 2019Deed of Trust, Mortgage · Stand Alone Refinance
RESIDENTIAL MORTGAGE SERVICES
Jul 13, 2017Quit Claim Arm's Length for NE States, Transfer
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2017 · Amount on Record
Deed SaleJul 13, 2017 · Amount on Record
Prior SaleApr 10, 2000 · Amount on Record
Deed Book / Page36015 / 326
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address38 SUMMIT AVE, SAUGUS, MA 01906-3966
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043068-272
DateNov 14, 2025
Book Page43068/272
Instrument20251114000340
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2045

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address38 SUMMIT AVE, SAUGUS, MA 01906-3966
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38051-311
DateNov 22, 2019
Book Page38051/311
Instrument20191122002080
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term337 Months
DueDec 01, 2047

July 2017: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSAUGUS MA
Recording DateJul 13, 2017
Property Address38 SUMMIT AVE, SAUGUS, MA 01906-3966
Document Number36015-326
Book / Page36015 / 326
Instrument186
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$53.94
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 SUMMIT AVE, SAUGUS, MA 01906-3966

Mortgage

Document Number360150328
DateJul 13, 2017
Instrument36015/0328
Lender
NameRESIDENTIAL MTG SVCS
Agreement
AmountAmount Recorded
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,027.00 (+3.87%)$845,200 (+3.57%) Land $345,600 Building $499,600$873,905
2024$8,691.00 (+2.71%)$816,100 (+8.6%) Land $325,900 Building $490,200
2023$8,462.00$751,500 Land $286,400 Building $465,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNSAUG M:004-F B:0009 L:0012
Alternative APNs
  • M:004=F B:0009 L:0012
  • 8623028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,903 sqft Living Area
Gross Area5,067 sqft Gross Area
1st Floor1,483 sqft 1st Floor
Basement Area1,483 sqft Basement
Unfinished Basement741 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area18,744 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number8623028
Street Address38 SUMMIT AVE
CitySAUGUS
StateMA
Zip01906-3966
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionBONAIR HEIGHTS
Legal Block9
Legal Lot Number12
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup3
Census Block3012
Census Tract208102

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