Essex County and Saugus Town property record for 12 Summit Ave, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1912 |
| Square Footage | 1,433 sqft Living Area |
| Lot Size | 12,920 sqft (0.297 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (1999) |
| Tax Bill | $6,415.00 (2025) |
| Primary APN | SAUG M:004-F B:0019 L:0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,433 sqft Living Area |
| Gross Area | 3,415 sqft Gross Area |
| 1st Floor | 1,433 sqft 1st Floor |
| Basement Area | 1,433 sqft Basement |
| Unfinished Basement | 1,433 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,920 sqft (0.297 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 8155002 |
|---|---|
| Street Address | 12 SUMMIT AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3926 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 19 |
| Legal Lot Number | 5 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 208102 |
Source: Essex County and Saugus Town records · APN SAUG M:004-F B:0019 L:0005
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2025 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment BANKESB |
| Jun 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FEDERAL SAVINGS BANK |
| Jun 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FEDERAL SAVINGS BANK |
| Jul 08, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SVGS BK |
| Oct 15, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CTR |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK |
| Jan 30, 2017 | Quit Claim Deed, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 1999 · Amount on Record |
| Deed Sale | Feb 01, 1999 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000657120 |
|---|---|
| Date | Feb 28, 2025 |
| Instrument | 657120 |
| Name | BANKESB |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000625976 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 625976 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 625976 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 625976 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Document Number | 0000619939 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 SUMMIT AVE SAUGUS MA 019063926, SAUGUS, MA 01906-3926 |
| Document Number | 0000619939 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 619939 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Document Number | 0000606546 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 SUMMIT AVE SAUGUS MA 019063926, SAUGUS, MA 01906-3926 |
| Document Number | 0000606546 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 606546 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Document Number | 0000582663 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000582663 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 582663 |
| Name | NORTH SHORE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 30, 2017 |
| Property Address | 12 SUMMIT AVE, SAUGUS, MA 01906-3926 |
| Document Number | 0000579695 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 579695 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 SUMMIT AVE SAUGUS MA 019063926, SAUGUS, MA 01906-3926 |
| Document Number | 579696 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 579696 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,415.00 (+4.41%) | $600,700 (+4.13%) Land $325,200 Building $275,500 | $560,500 |
| 2024 | $6,144.00 (+3.07%) | $576,900 (+8.97%) Land $306,600 Building $270,300 | |
| 2023 | $5,961.00 | $529,400 Land $269,500 Building $259,900 |
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