23 Spring St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 23 Spring St, Franklin, NH 03235

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 3 ba · 2,932 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jun 2015)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:117 B:238 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:117 B:238 L`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	4,156 sqft
1st Floor Area	2,464 sqft
Basement Area	735 sqft
Unfinished Basement	735 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 SPRING ST
City	FRANKLIN
State	NH
Zip	03235-2072
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3W&S
Legal Block	238
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2000
Census Tract	43001

Owner

Source: Merrimack County and Franklin City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 SERENITY LN, MEREDITH, NH 03253-5310
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING
Oct 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MEREDITH VILLAGE SAVINGS BANK
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CUTTER HILL CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015 · Amount on Record
Deed Sale	Jun 19, 2015 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Book / Page	3481 / 2368
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	23 SPRING ST, FRANKLIN, NH 03235-2072
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014872
Date	Sep 22, 2025
Book Page	3903/2744
Instrument	202500014872

Lender

Name	KIND LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	23 SPRING ST, FRANKLIN, NH 03235-2072
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015738
Date	Oct 31, 2023
Book Page	3841/1662
Instrument	202300015738

Lender

Name	MEREDITH VILLAGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	23 SPRING ST, FRANKLIN, NH 03235-2072
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006538
Date	Apr 4, 2022
Book Page	3787/629
Instrument	202200006538

Lender

Name	CUTTER HILL CAPITAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,020.00 (+2.81%)	$228,000 (-) Land $75,300 Building $152,700
2024	$3,910.00 (+29.17%)	$228,000 (+83.72%) Land $75,300 Building $152,700
2022	$3,027.00	$124,100 Land $57,800 Building $66,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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