2 Silver Lake Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 2 Silver Lake Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,863 sqft · built 1943
Lot Size	0.311 acres (13,547 sqft)
Owner	Trust Name on File
Last Sale	$1,415,000 (Apr 2017)
Tax Bill	$26,410 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-05101-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`18-05101-0000-00014`
Alternative APNs	`1800094C00015` `180510100014`

Interior

Stories	2 Stories
Building Area	2,863 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,547 sqft (0.311 acres)

Location & Zoning

Old Parcel Number	1800094C00015
Street Address	2 SILVER LAKE DR
City	SUMMIT
State	NJ
Zip	07901-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5101
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3005
Census Tract	37900

Owner

2 Silver Lake Dr is owner-occupied and held in a trust since March 2022.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 15, 2022	Intrafamily Transfer, Transfer
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 20, 2017	Grant Deed, Transfer GREENWAY MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Nov 5, 2010 · Amount on File
Deed Document Number	2017285617
Last Transfer Date	Mar 26, 2022
Transfer Doc	0064680354
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150162964
Date	Jul 22, 2021
Book Page	15016/2964
Instrument	17078

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jun 15, 2022
Property Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234
Document Number	0064680354
Book / Page	6468 / 354
Instrument Date	Mar 26, 2022
Instrument	19127
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146803117
Date	Apr 20, 2020
Book Page	14680/3117
Instrument	690154

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 20, 2017
Property Address	2 SILVER LAKE DR, SUMMIT, NJ 07901-3234
Document Number	0061830943
Book / Page	006183 / 000943
Instrument Date	Mar 29, 2017
Instrument	285617
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	KENWORTH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 SILVER LAKE DR SUMMIT NJ 079013234, SUMMIT, NJ 07901-3234

Mortgage

Document Number	142610893
Date	Apr 20, 2017
Book Page	014261/000893
Instrument	639477

Lender

Name	GREENWAY MTG FNDG
Type	Mortgage Company
Address	107 TINDALL RD, MIDDLETOWN, NJ 07748-2321

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Silver Lake Dr was $26,410, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,700 (-) Land $266,900 Building $323,800	$590,700 (-) Land $266,900 Building $323,800
2025	$26,410.00 (+2.64%)	$590,700 Land $266,900 Building $323,800	$590,700 Land $266,900 Building $323,800
2024	$25,731.00
2023		$590,700 Land $266,900 Building $323,800	$590,700 Land $266,900 Building $323,800
2022	$25,299.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Silver Lake Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Silver Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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