Contra Costa County property record for 23 Saint Michael Ct, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1976 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,386,000 (Sep 2023) |
| Tax Bill | $16,377 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-381-007-5 |
| Primary APN | 212-381-007-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 2,104 sqft |
| 1st Floor Area | 1,621 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 SAINT MICHAEL CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T04087 L0007 B |
| Legal Subdivision | SUBDIVISION 4087 |
| Legal Tract | 04087 |
| Legal Lot Number | 7 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 345102 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit STAR ONE CREDIT UNION |
| Sep 1, 2023 | Grant Deed, Transfer · Conventional Mortgage STAR ONE CU |
| Oct 28, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Deed Document Number | 202385114 |
| Prior Transfer Date | Oct 13, 2021 |
| Prior Transfer Doc | 0000301715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 18, 2026 |
| Property Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000064582 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202664582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000064582, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202664582 |
| Name | STAR ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Aug 24, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 1, 2023 |
| Property Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000085114 |
| Map Reference | MB 181 PG 48 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023-085114 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000085115 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023-085115 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 28, 2021 |
| Property Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000301715 |
| Map Reference | MB 181 PG 48 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-301715 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 23 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,441,994 (+2%) Land $1,040,400 Building $401,594 | |
| 2025 | $16,377.00 (+316.82%) | $1,413,720 (+426.3%) Land $1,020,000 Building $393,720 |
| 2023 | $3,929.00 (+0.77%) | $268,614 Land $163,200 Building $105,414 |
| 2022 | $3,899.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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