Contra Costa County property record for 15 Saint Michael Ct, San Ramon, CA 94583 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1976 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (Dec 2019) |
| Tax Bill | $11,593 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-381-009-1 |
| Primary APN | 212-381-009-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 SAINT MICHAEL CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T04087 L0009 B |
| Legal Subdivision | SUBDIVISION 4087 |
| Legal Tract | 04087 |
| Legal Lot Number | 9 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 345102 |
Source: Contra Costa County records · APN 212-381-009-1
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Dec 10, 2019 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Jun 09, 2014 · Amount on Record |
| Deed Document Number | 2019221332 |
| Prior Transfer Date | Oct 07, 2010 |
| Prior Transfer Doc | 0000226102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 15 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 15 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000155657 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-155657 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 15 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | ORANGE COAST TITLE SAN JOSE |
| Name | Verified Name |
|---|---|
| Address | 15 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000330514 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-330514 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 15 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000221332 |
| Map Reference | MB 181 PG 48 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 2019-221332 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SALNT MICHAEL COURT, SAN RAMON, CA 94583-2703 |
| Document Number | 0000221333 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019-221333 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $998,383 (+2%) Land $725,085 Building $273,298 | |
| 2025 | $11,593.00 (+3.81%) Homeowner's exemption | $978,808 (+4.04%) Land $710,868 Building $267,940 |
| 2023 | $11,167.00 (+0.76%) Homeowner's exemption | $940,802 Land $683,265 Building $257,537 |
| 2022 | $11,083.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 31% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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