16 Saint Michael Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 16 Saint Michael Ct, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,593 sqft · built 1976
Lot Size0.177 acres (7,700 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Mar 2019)
Tax Bill$10,222 (2025)
Deeds & MortgagesMar 2021 Transfer
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN212-381-002-6

Property Details

APN / Parcel Number

Primary APN212-381-002-6
Alternative APN
  • 212-381-002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,593 sqft Living Area
1st Floor Area1,593 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1987
Lot Area7,700 sqft (0.177 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address16 SAINT MICHAEL CT
CitySAN RAMON
StateCA
Zip94583-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionT04087 L0002 B
Legal SubdivisionSUBDIVISION 4087
Legal Tract04087
Legal Lot Number2
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract345102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Intrafamily Transfer, Transfer
Aug 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Jan 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 23, 2016Loan Modification, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2019 · Amount on Record
Deed SaleMar 20, 2019 · Amount on Record
Prior SaleJun 7, 2005 · Amount on Record
Deed Document Number201937631
Last Transfer DateJan 14, 2020
Transfer Doc0000012578
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMar 10, 2021
Property Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703
Document Number0000073112
Map ReferenceMB 181 PG 48
Instrument DateMar 5, 2021
Instrument2021-073112
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703
Document Number0000166934
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 SAINT MICHAEL CT SAN RAMON CA 945832703, SAN RAMON, CA 94583-2703

Mortgage

Document Number0000166934
DateAug 11, 2020
Instrument166934
Lender
NameOCMBC INC
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJan 22, 2020
Property Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703
Document Number0000012578
Map ReferenceMB 181 PG 48
Instrument DateJan 14, 2020
Instrument2020-012578
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703

Mortgage

Document Number0000012579
DateJan 22, 2020
Instrument2020-012579
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCONTRA COSTA CA
Property Address16 SAINT MICHAEL CT, SAN RAMON, CA 94583-2703
Document Number0000006808
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 SAINT MICHAEL CT SAN RAMON CA 945832703, SAN RAMON, CA 94583-2703

Mortgage

Document Number0000006808
DateJan 12, 2017
Instrument6808
Lender
NameBANK OF AMERICA
TypeBank
Agreement
AmountAmount Recorded
Term408 Months
DueJan 11, 2051
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$869,233 (+2%) Land $515,914 Building $353,319
2025$10,222.00 (+3.85%) Homeowner's exemption$852,191 (+4.04%) Land $505,799 Building $346,392
2023$9,843.00 (+0.77%) Homeowner's exemption$819,101 Land $486,159 Building $332,942
2022$9,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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