23 Rumson Rd, Buffalo, NY 14228 Property Records

Erie County and Amherst Town property record for 23 Rumson Rd, Buffalo, NY 14228

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,191 sqft · built 1966
Lot Size	0.215 acres (9,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Mar 2018)
Tax Bill	$4,946 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142289 40.19-6-19`

Property Details

APN / Parcel Number

Primary APN	`142289 40.19-6-19`
Alternative APN	`22890401900006019000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	9,348 sqft (0.215 acres)
Lot Dimensions	123 ft deep x 76.3 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 RUMSON RD
City	BUFFALO
State	NY
Zip	14228-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2211 270 76 X 123
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	19.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2007
Census Tract	9116

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RUMSON RD, BUFFALO, NY 14228-3045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	201847991
Deed Book / Page	11326 / 6684
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	23 RUMSON RD, BUFFALO, NY 14228-3045
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RUMSON RD, AMHERST, NY 14228-3045

Mortgage

Document Number	0140620459
Date	Aug 1, 2022
Book Page	14062/459
Instrument	2022145064

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 12, 2018
Property Address	23 RUMSON RD, BUFFALO, NY 14228-3045
Document Number	0113266684
Book / Page	11326 / 6684
Map Reference	MAP2211
Instrument Date	Mar 12, 2018
Instrument	2018047991
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 RUMSON RD, 23, BUFFALO, NY 14228-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 KELPH DR 4, 4, BUFFALO, NY 14228-3255

Mortgage

Document Number	2018047992
Date	Mar 12, 2018
Instrument	2018047992

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Sweet Home Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,946.00 (+95.96%)
2025	$2,524.00 (-59.29%)	$248,000 (-) Land $48,000 Building $200,000	$250,500 (+1.01%) Land $48,484 Building $202,016
2024	$6,200.00 (+48.25%)	$248,000 (+65.33%) Land $48,000 Building $200,000	$248,000 (+2.51%) Land $48,000 Building $200,000
2023		$150,000 Land $26,000 Building $124,000	$241,935 Land $41,935 Building $200,000
2019	$4,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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