23 Ridgetop Way, Napa, CA 94558 Property Records

Napa County property record for 23 Ridgetop Way, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,273 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$835,000 (Mar 2010)
Tax Bill	$14,127 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-690-017-000`

Property Details

APN / Parcel Number

Primary APN	`041-690-017-000`
Alternative APNs	`041-690-017` `04169017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	3,273 sqft Living Area
Gross Area	3,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	041-690-017
Street Address	23 RIDGETOP WAY
City	NAPA
State	CA
Zip	94558-4360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Description	LOT 20 OAKSWOODS SUB NO 2 15R/M1 9FT DRAIN ESMT 1731/050
Legal Subdivision	OAKWOODS SUB
Legal Lot Number	20
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2002
Census Tract	200703

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23 RIDGETOP WAY, NAPA, CA 94558-4360
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2010 · Amount on Record
Deed Sale	Mar 15, 2010 · Amount on Record
Prior Sale	Nov 12, 2003 · Amount on Record
Deed Document Number	20105636
Last Transfer Date	Jan 27, 2016
Transfer Doc	0000002563
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	23 RIDGETOP WAY, NAPA, CA 94558-4360
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RIDGETOP WAY, NAPA, CA 94558-4360

Mortgage

Document Number	0000017711
Date	May 21, 2021
Instrument	2021-0017711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	23 RIDGETOP WAY, NAPA, CA 94558-4360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007690
Date	Apr 1, 2020
Instrument	2020-0007690

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	23 RIDGETOP WAY, NAPA, CA 94558-4360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014441
Date	Jun 22, 2020
Instrument	2020-0014441

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,127.00 (+2.11%) Homeowner's exemption	$1,187,301 (+2%) Land $263,318 Building $923,983	$1,187,301 Land $263,318 Building $923,983
2025	$13,835.00 (+5.28%) Homeowner's exemption	$1,164,021 (+4.04%) Land $258,155 Building $905,866
2023	$13,141.00 (+1.42%) Homeowner's exemption	$1,118,823 Land $248,132 Building $870,691
2022	$12,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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