17 Ridgetop Way, Napa, CA 94558 Property Records

Napa County property record for 17 Ridgetop Way, Napa, CA 94558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,717 sqft · built 1991
Lot Size0.42 acres (18,295 sqft)
OwnerTrust Name on File
Last Sale$398,000 (Nov 1996)
Tax Bill$9,362 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN041-690-014-000

Property Details

APN / Parcel Number

Primary APN041-690-014-000
Alternative APNs
  • 041-690-014
  • 04169014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,717 sqft Living Area
Gross Area3,655 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area18,295 sqft (0.42 acres)
Garage TypeAttached
Garage Area938 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number041-690-014
Street Address17 RIDGETOP WAY
CityNAPA
StateCA
Zip94558-4360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS20
Legal DescriptionLOT 23 OAKWOODS SUB 2 15R/M1 WTR ESMT 1744/036
Legal SubdivisionOAKWOODS SUB
Legal Lot Number23
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2002
Census Tract200703

Owner

17 Ridgetop Way is owner-occupied and held in a trust since March 2002.

Source: Napa County records, as of October 21, 2026

Owner of RecordTrust Name on File
Mailing Address17 RIDGETOP WAY, NAPA, CA 94558-4360
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 1996 · Amount on File
Deed SaleNov 15, 1996 · Amount on File
Deed Document Number199627780
Last Transfer DateMar 15, 2002
Transfer Doc0000051693
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address17 RIDGETOP WAY, NAPA, CA 94558-4360
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 RIDGETOP WAY, NAPA, CA 94558-4360

Mortgage

Document Number0000024768
DateSep 28, 2020
Instrument2020-0024768
Lender
NameMETROPOLITAN HOME MORTGAGE INC
TypeMortgage Company
AddressSANTA ANA, CA 92799
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 17 Ridgetop Way was $9,362 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,362.00 (+2.14%) Homeowner's exemption$764,556 (+2%) Land $224,252 Building $540,304$764,556 Land $224,252 Building $540,304
2025$9,166.00 Homeowner's exemption$749,565 Land $219,855 Building $529,710
2023$8,719.00 (+1.4%) Homeowner's exemption$720,461 Land $211,319 Building $509,142
2022$8,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Ridgetop Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Ridgetop Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Valley Internet, Verizon.

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