16 Ridgetop Way, Napa, CA 94558 Property Records

Napa County property record for 16 Ridgetop Way, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 1989
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Tax Bill	$8,651 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041-690-003-000`

Property Details

APN / Parcel Number

Primary APN	`041-690-003-000`
Alternative APNs	`041-690-003` `04169003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,744 sqft Living Area
Gross Area	3,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	041-690-003
Street Address	16 RIDGETOP WAY
City	NAPA
State	CA
Zip	94558-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Description	LOT 34 OAKWOODS SUB NO 2 15R/M1
Legal Subdivision	OAKWOODS SUB
Legal Lot Number	34
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2002
Census Tract	200703

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16 RIDGETOP WAY, NAPA, CA 94558-4300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 12, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2021
Transfer Doc	0000022849
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jul 12, 2021
Property Address	16 RIDGETOP WAY, NAPA, CA 94558-4300
Document Number	0000022849
Map Reference	MB 15 PG 1-3
Instrument Date	Jul 2, 2021
Instrument	2021-0022849
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16 RIDGETOP WAY, NAPA, CA 94558-4300

Mortgage

Document Number	0000022850
Date	Jul 12, 2021
Instrument	2021-0022850

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jul 12, 2021
Property Address	16 RIDGETOP WAY, NAPA, CA 94558-4300
Document Number	0000022851
Map Reference	MB 15 PG 1-3
Instrument Date	Jul 2, 2021
Instrument	2021-0022851
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 RIDGETOP WAY, NAPA, CA 94558-4300

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,651.00 (+2.15%) Homeowner's exemption	$701,509 (+2%) Land $179,611 Building $521,898	$701,509 Land $179,611 Building $521,898
2025	$8,469.00 (+5.09%) Homeowner's exemption	$687,755 (+4.04%) Land $176,090 Building $511,665
2023	$8,059.00 (+1.37%) Homeowner's exemption	$661,051 Land $169,253 Building $491,798
2022	$7,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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