23 Rainbrook Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 23 Rainbrook Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Sep 2021)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00130-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00130-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	1,535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23 RAINBROOK DR
City	PALM COAST
State	FL
Zip	32164-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00013 LOT 0006 OR 435 PG 1350 OR 756 PG 84 OR 820 PG 1753 OR 1560/1546 OR 2119/1186 OR 2382/1220
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	13
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2014
Census Tract	60214

Owner

Source: Flagler County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 RAINBROOK DR, PALM COAST, FL 32164-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 30, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	202153890
Deed Book / Page	2611 / 930
Prior Transfer Date	Mar 21, 2016
Prior Transfer Doc	0021191186
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	23 RAINBROOK DR, PALM COAST, FL 32164-6849
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RAINBROOK DR, PALM COAST, FL 32164-6849

Mortgage

Document Number	0028000452
Date	Jul 27, 2023
Book Page	2800/452
Instrument	2023032529

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 30, 2021
Property Address	23 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0026110930
Book / Page	2611 / 930
Map Reference	MB 10 PG 33
Instrument Date	Sep 16, 2021
Instrument	2021053890
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	SUN TITLE, SUNCOAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,854.30
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 ULATURN TRL, 121, PALM COAST, FL 32164-5950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RAINBROOK DR, PALM COAST, FL 32164-6849

Mortgage

Document Number	0002611932
Date	Sep 30, 2021
Instrument	2611/932

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 10, 2019
Property Address	23 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0023821220
Book / Page	002382 / 001220
Instrument Date	Aug 30, 2019
Instrument	33429
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	R/T COAST TITLE INSURANCE AGENCY INC, R/T COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 ULATURN TRL PALM COAST FL 321645950, PALM COAST, FL 32164-5950

Mortgage

Document Number	23821221
Date	Sep 10, 2019
Book Page	002382/001221
Instrument	33430

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00 (+0.9%) Homeowner's exemption	$235,220 (+0.87%) Land $53,500 Building $181,720	$235,220 (+0.87%) Land $53,500 Building $181,720
2024	$3,459.00 (-1.98%)
2023	$3,529.00 (-18.87%) Homeowner's exemption	$233,189 (+2%) Land $43,500 Building $189,689	$233,189 (+2%) Land $43,500 Building $189,689
2022	$4,350.00	$228,607 Land $44,500 Building $184,107	$228,607 Land $44,500 Building $184,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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