11 Rainbrook Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 11 Rainbrook Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2020)
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00120-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00120-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	3,233 sqft
1st Floor Area	2,559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	460 sqft
Pool Area	1,019 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 RAINBROOK DR
City	PALM COAST
State	FL
Zip	32164-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BL 12 LOT 6 OR 214 PG 614 OR 280 PG 92 OR 539 PG 1089 OR 1208 PG 1392 OR 1587/573 OR 1856/62 OR 2444/672-DC OR 2443/1962
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	12
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2014
Census Tract	60214

Owner

Source: Flagler County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · VA Mortgage AMERICAN GROUP MORTGAGE
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
May 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	202019123
Deed Book / Page	2443 / 1962
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 8, 2026
Property Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0000027375
Book / Page	3068 / 1687
Instrument Date	Jun 25, 2026
Instrument	202627375
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849

Mortgage

Document Number	0000027376,
Date	Jul 8, 2026
Instrument	202627376

Lender

Name	AMERICAN GROUP MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	WATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849

Mortgage

Document Number	0026460395
Date	Jan 6, 2022
Book Page	2646/395
Instrument	2022001100

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 22, 2020
Property Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0024431962
Book / Page	2443 / 1962
Map Reference	MB 10 PG 30-42
Instrument Date	May 22, 2020
Instrument	2020019123
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 RAINBROOK DR, 11, PALM COAST, FL 32164-6849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RAINBROOK DR, PALM COAST, FL 32164-6849

Mortgage

Document Number	0024431964
Date	May 22, 2020
Instrument	2443/1964

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (+4.88%) Homeowner's exemption	$283,311 (+5.99%)	$357,557 (+1.49%) Land $53,500 Building $304,057
2023	$4,161.00 (+0.87%) Homeowner's exemption	$267,308 (+3%)	$352,320 (+5.38%) Land $43,500 Building $308,820
2022	$4,125.00 Homeowner's exemption	$259,523	$334,318 Land $44,500 Building $289,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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