21 Rainbrook Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 21 Rainbrook Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00130-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00130-0050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	448 sqft
Pool Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 RAINBROOK DR
City	PALM COAST
State	FL
Zip	32164-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 30 BL 13 LT 5 OR 435 PG 1349 OR 603 PG 1366 OR 617 PG 240 OR 843 PG 1912
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	13
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2014
Census Tract	60214

Owner

Source: Flagler County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2022	Intrafamily Transfer, Transfer ATTORNEY
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Mar 4, 2022	Intrafamily Transfer, Transfer WATSON TITLE SERVICES INC, WALSON TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	20265721
Deed Book / Page	3028 / 1377
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0027091740
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 9, 2026
Property Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0030281377
Book / Page	3028 / 1377
Map Reference	MB 10 PG 30-42
Instrument Date	Feb 4, 2026
Instrument	2026005721
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 COUNTRY LN, MONROE, WI 53566-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849

Mortgage

Document Number	0030281378
Date	Feb 9, 2026
Instrument	3028/1378

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jul 26, 2022
Property Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0027091740
Book / Page	2709 / 1740
Map Reference	MB 10 PG 30-42
Instrument Date	Jul 20, 2022
Instrument	2022038604
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 4, 2022
Property Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0026640880
Book / Page	2664 / 880
Map Reference	MB 10 PG 30-42
Instrument Date	Feb 22, 2022
Instrument	2022011696
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 TANO DR, 3903, ORMOND BEACH, FL 32174-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1703 COUNTRY LN, MONROE, WI 53566-2627

Mortgage

Document Number	0002664882
Date	Mar 4, 2022
Instrument	2664/882

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Mar 4, 2022
Property Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849
Document Number	0026640878
Book / Page	2664 / 878
Map Reference	MB 10 PG 30-42
Instrument Date	Dec 15, 2021
Instrument	2022011695
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	WATSON TITLE SERVICES INC, WALSON TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 RAINBROOK DR, PALM COAST, FL 32164-6849

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+0.07%)	$223,824 (+0.14%) Land $53,500 Building $170,324	$223,824 (+0.14%) Land $53,500 Building $170,324
2024	$4,064.00 (-1.84%)
2023	$4,140.00 (+40.63%)	$223,506 (+14.39%) Land $43,500 Building $180,006	$223,506 (+14.39%) Land $43,500 Building $180,006
2022	$2,944.00	$195,381 Land $44,500 Building $150,881	$195,381 Land $44,500 Building $150,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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