Kershaw County property record for 23 Race Stable Ct, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 4,194 sqft · built 2013 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,100 (Jan 2014) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-00-00-043-SJY |
| Primary APN | 308-00-00-043-SJY |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,194 sqft Gross Area |
| 1st Floor Area | 1,558 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 180 sqft |
| Account Number | 48742 |
|---|---|
| Street Address | 23 RACE STABLE CT |
| City | LUGOFF |
| State | SC |
| Zip | 29078-7111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SADDLE BROOK SUBDIV PHASE 1 LOT 43 |
| Legal Subdivision | SADDLE BROOK SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970905 |
23 Race Stable Ct is owned and occupied by two individuals who bought it in January 2014.
Source: Kershaw County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 RACE STABLE CT, LUGOFF, SC 29078-7111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 3, 2017 | Grant Deed, Transfer · FHA Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2014 · Amount on File |
| Deed Sale | Jan 2, 2014 · Amount on File |
| Prior Sale | Mar 27, 2013 · Amount on File |
| Deed Book / Page | 3189 / 141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 5, 2026 |
| Property Address | 23 RACE STABLE CT, LUGOFF, SC 29078-7111 |
| Document Number | 0000005355 |
| Book / Page | 5606 / 35 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20265355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23 RACE STABLE CT, LUGOFF, SC 29078-7111 |
| Document Number | 0000005355, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 5606/35 |
| Instrument | 20265355 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 23 RACE STABLE CT, LUGOFF, SC 29078-7111 |
| Document Number | 0000000953 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 RACE STABLE CT LUGOFF SC 290787111, LUGOFF, SC 29078-7111 |
| Document Number | 0000000953 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 004162/000174 |
| Instrument | 953 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 30, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 3, 2017 |
| Property Address | 23 RACE STABLE CT, LUGOFF, SC 29078-7111 |
| Document Number | 0000002705 |
| Book / Page | 003674 / 000001 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2705 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 RACE STABLE CT LUGOFF SC 290787111, LUGOFF, SC 29078-7111 |
| Document Number | 2706 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 003674/000006 |
| Instrument | 2706 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
The 2025 property tax bill for 23 Race Stable Ct was $1,624.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,624.00 | $231,400 Land $28,500 Building $202,900 | $231,400 |
| 2023 | $303.00 | $231,400 Land $28,500 Building $202,900 | $231,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Race Stable Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Race Stable Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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