1. Home
  2. South Carolina
  3. Kershaw County
  4. Lugoff
  5. Race Stable Ct

20 Race Stable Ct, Lugoff, SC 29078 Property Records

Kershaw County property record for 20 Race Stable Ct, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details4,194 sqft · built 2013
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$224,000 (Jun 2017)
Tax Bill$1,758 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN308-00-00-048-SJY

Property Details

APN / Parcel Number

Primary APN308-00-00-048-SJY
Alternative APN
  • 48746

Interior

Stories2 Stories
Building Area4,194 sqft Gross Area
Gross Area3,506 sqft
1st Floor Area1,558 sqft
2nd Floor Area1,948 sqft

Exterior

Year BuiltBuilt 2013
Exterior MaterialVinyl
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area400 sqft
PorchPorch
Porch Area108 sqft
Patio Area180 sqft

Location & Zoning

Account Number48746
Old Parcel Number308-00-00-048 SJY
Street Address20 RACE STABLE CT
CityLUGOFF
StateSC
Zip29078-7111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSADDLEBROOK SUBDIV LOT 48
Legal SubdivisionSADDLEBROOK SUBD
Legal Block199
Legal Lot Number48
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1008
Census Tract970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 RACE STABLE CT, LUGOFF, SC 29078-7111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MTG
Jul 13, 2017Grant Deed, Transfer · Conventional Mortgage
ACADEMY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Deed Document Number0003720293
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address20 RACE STABLE CT, LUGOFF, SC 29078-7111
Document Number0000002718
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 RACE STABLE CT LUGOFF SC 290787111, LUGOFF, SC 29078-7111

Mortgage

Document Number0000002718
DateMar 26, 2020
Book Page004193/000232
Instrument2718
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 25, 2035

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJul 13, 2017
Property Address20 RACE STABLE CT, LUGOFF, SC 29078-7111
Document Number0000005596
Book / Page003720 / 000293
Instrument DateJun 30, 2017
Instrument5596
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$829.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 RACE STABLE CT LUGOFF SC 290787111, LUGOFF, SC 29078-7111

Mortgage

Document Number5597
DateJul 13, 2017
Book Page003720/000296
Instrument5597
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2047

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,758.00 (-0.57%)$253,500 (-0.04%) Land $28,500 Building $225,000$253,500 (-0.04%)
2023$1,768.00$253,600 Land $28,500 Building $225,100$253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Race Stable Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures