16 Race Stable Ct, Lugoff, SC 29078 Property Records

Kershaw County property record for 16 Race Stable Ct, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,467 sqft · built 2013
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2024)
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`308-00-00-050-SJY`

Property Details

APN / Parcel Number

Primary APN	`308-00-00-050-SJY`
Alternative APN	`48748`

Interior

Stories	2 Stories
Building Area	3,467 sqft Gross Area
Gross Area	2,803 sqft

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	48748
Old Parcel Number	308-00-00-050 SJY
Street Address	16 RACE STABLE CT
City	LUGOFF
State	SC
Zip	29078-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	SADDLEBROOK SUBDIV PHASE 1 LOT 50
Legal Subdivision	SADDLEBROOK SUBD
Legal Phase	1
Legal Lot Number	50
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	970905

Owner

16 Race Stable Ct is owned and occupied by an individual who bought it in January 2024.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Individual Name on File
Mailing Address	16 RACE STABLE CT, LUGOFF, SC 29078-7111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI HANCOCK MTG PTRS
Dec 14, 2018	Warranty Deed, Transfer · Conventional with PMI HANCOCK MTG PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Deed Document Number	2024-605
Deed Book / Page	5078 / 55
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 25, 2024
Property Address	16 RACE STABLE CT, LUGOFF, SC 29078-7111
Document Number	0002024605
Book / Page	5078 / 55
Map Reference	MB B199 PG 5
Instrument Date	Jan 22, 2024
Instrument	2024-605
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RACE STABLE CT, LUGOFF, SC 29078-7111

Mortgage

Document Number	0002024606
Date	Jan 25, 2024
Instrument	2024-606

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	16 RACE STABLE CT, LUGOFF, SC 29078-7111
Document Number	0000009396
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 RACE STABLE CT LUGOFF SC 290787111, LUGOFF, SC 29078-7111

Mortgage

Document Number	0000009396
Date	Nov 20, 2019
Book Page	004128/000020
Instrument	9396

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 14, 2018
Property Address	16 RACE STABLE CT, LUGOFF, SC 29078-7111
Document Number	0000009833
Book / Page	003961 / 000022
Instrument Date	Dec 3, 2018
Instrument	9833
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 RACE STABLE CT LUGOFF SC 290787111, LUGOFF, SC 29078-7111

Mortgage

Document Number	9834
Date	Dec 14, 2018
Book Page	003961/000026
Instrument	9834

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Race Stable Ct was $1,811.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00	$325,000 Land $28,500 Building $296,500	$325,000
2023	$177.00 (-89.9%)	$261,900 (-0.04%) Land $28,500 Building $233,400	$261,900 (-0.04%)
2022	$1,752.00	$262,000 Land $28,500 Building $233,500	$262,000 Land $28,500 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Race Stable Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Race Stable Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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