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23 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 23 Pearl St, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,336 sqft · built 2023
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Feb 2024)
Tax Bill$5,877 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Dec 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN106990-0000

Property Details

APN / Parcel Number

Primary APN106990-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Construction TypeWood
Roof TypeShed Roof
Roof MaterialMetal
Lot Area4,791 sqft (0.11 acres)
Lot Dimensions50 ft deep x 100 ft wide
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area389 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23 PEARL ST
CitySAINT AUGUSTINE
StateFL
Zip32084-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON SUB LOT 17 BLK 12-B OR5898/1087
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionJACKSONS SUBDIVISION OF RAVENSWOOD SUBDI
Legal Block12
Legal Lot Number17
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2067
Census Tract20300

Owner

Source: St. Johns County records · APN 106990-0000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address229 CRAIG DR, BLACKSBURG, VA 24060-1806
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 14, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 25, 2022Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2024 · Amount on Record
Deed SaleFeb 09, 2024 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Document Number202410338
Deed Book / Page5898 / 1087
Prior Transfer DateDec 14, 2022
Prior Transfer Doc0000112436
Record UpdatedSep 20, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 09, 2024
Property Address14 MASTERS DR, SAINT AUGUSTINE, FL 32084-3470
Document Number0058981087
Book / Page5898 / 1087
Map ReferenceMB MM PG 322
Instrument DateFeb 09, 2024
Instrument2024010338
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 08, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 CORDOVA ST, ST AUGUSTINE, FL 32084-3629

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 CRAIG DR, BLACKSBURG, VA 24060-1806

Mortgage

Document Number0058981089
DateFeb 09, 2024
Instrument5898/1089
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 14, 2022
Property Address14 MASTERS DR, SAINT AUGUSTINE, FL 32084-3470
Document Number0056791077
Book / Page5679 / 1077
Map ReferenceMB MM PG 322
Instrument DateDec 14, 2022
Instrument2022112435
Transaction TypeTransfer
Record UpdatedMar 08, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address450 STATE ROAD 13106, SAINT JOHNS, FL 32259

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 STATE ROAD 13 STE 106, 106, SAINT JOHNS, FL 32259-3863
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 25, 2022
Property Address14 MASTERS DR, SAINT AUGUSTINE, FL 32084-3470
Document Number0055650465
Book / Page5565 / 465
Map ReferenceMB MM PG 322
Instrument DateMay 20, 2022
Instrument2022052884
Transaction TypeTransfer
Record UpdatedMar 08, 2024
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address656 FRANCIS ST # 13, 13, ST AUGUSTINE, FL 32084-1075

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 STATE ROAD 13 # 106329, 106329, SAINT JOHNS, FL 32259-3860
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$307,858 (+4.27%) Land $70,000 Building $237,858$307,858 (+4.27%) Land $70,000 Building $237,858
2025$5,877.00 (+16.01%)$295,244 (+490.37%)$295,244 (+490.37%) Land $70,000 Building $225,244
2024$5,066.00 (+391.84%)
2023$1,030.00 (-40.32%)$50,010 (-42.45%)$50,010 (-42.45%) Land $35,000 Building $15,010
2022$1,726.00$86,905$86,905 Land $75,000 Building $11,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 99 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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