Charlotte County property record for 23 Palm Dr, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2020 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Apr 2018) |
| Tax Bill | $10,232 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412028353006 |
| Primary APN | 412028353006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,649 sqft |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Deck Area | Deck Area |
| Loading Dock | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00883200003006 |
|---|---|
| Street Address | 23 PALM DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PALM ISLAND ESTATES UNIT 3 BLK I LT 3 4300/525 DEC4545/626 4898/1626 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 28 |
| Legal Subdivision | PALM ISLAND ESTATES |
| Legal Tract | PIE |
| Legal Block | I |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30402 |
Source: Charlotte County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15520 HIGH BELL PL, BRADENTON, FL 34212-3910 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 22, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jan 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Apr 5, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on Record |
| Deed Sale | Apr 5, 2018 · Amount on Record |
| Prior Sale | Mar 3, 1999 · Amount on Record |
| Deed Document Number | 20182600798 |
| Deed Book / Page | 4300 / 525 |
| Last Transfer Date | Dec 17, 2021 |
| Transfer Doc | 0048981626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 23 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0048981626 |
| Book / Page | 4898 / 1626 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Dec 17, 2021 |
| Instrument | 3037884 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15520 HIGH BELL PL, BRADENTON, FL 34212-3910 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 23 PALM DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0043940044 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 4394/0044 |
| Instrument | 2673579 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 5, 2018 |
| Property Address | 23 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0043000525 |
| Book / Page | 004300 / 000525 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 2600798 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15520 HIGH BELL PL BRADENTON FL 342123910, BRADENTON, FL 34212-3910 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,232.00 (-14.03%) | $695,427 (+47.13%) Land $244,800 Building $450,627 | $695,427 (+10.06%) Land $244,800 Building $450,627 |
| 2024 | $11,902.00 (+0.39%) | ||
| 2023 | $11,856.00 (+10.57%) | $472,648 (-33.77%) | $631,853 (-11.46%) Land $288,000 Building $343,853 |
| 2022 | $10,723.00 | $713,609 Land $203,320 Building $510,289 | $713,609 Land $203,320 Building $510,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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