20 Palm Dr, Placida, FL 33946 Property Records

Charlotte County property record for 20 Palm Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,852 sqft · built 1990
Lot Size	0.363 acres (15,794 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Jun 2026)
Tax Bill	$18,677 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412028355006`

Property Details

APN / Parcel Number

Primary APN	`412028355006`
Alternative APNs	`00883230001004` `10004659026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,852 sqft Living Area
Gross Area	3,155 sqft
Upper Floors Area	648 sqft
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	15,794 sqft (0.363 acres)
Lot Dimensions	106 ft deep x 149 ft wide
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	207 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	516 sqft
Deck Area	277 sqft
Patio Area	426 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00883230001004
Street Address	20 PALM DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PALM ISLAND ESTS UNIT 3 BLK J LT 1-A LESS SW/LY 65 FT & LESS A PARCEL IN NW COR DESC AS BEG NW COR LT 1-A TH N 10 FT TO MHWL TH SE/LY 120 FT TH SW 40 FT TH N W ALG PALM DRIVE POB 639/2159 650/679 942/1800-2 1042/1409-10 1196/705 AG1957/758 2212
Legal Range	20E
Legal Township	41S
Legal Section	28
Legal Subdivision	PALM ISLAND ESTS
Legal Tract	PIE
Legal Block	J
Legal Lot Number	1-A
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1019
Census Tract	30402

Owner

Source: Charlotte County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1324 ORANGE ISLE, 401, FORT LAUDERDALE, FL 33315-1657
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Special Warranty Deed, Transfer · Construction Mortgage TITLE CLEARING AND ESCROW, TITLE CLEARING ESCROW
May 23, 2022	Warranty Deed, Transfer · Commercial Mortgage NEW SILVER LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	20263651887
Prior Transfer Date	Apr 21, 2003
Prior Transfer Doc	2212000240
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 5, 2026
Property Address	20 PALM DR, PLACIDA, FL 33946
Document Number	0003651887
Instrument Date	May 26, 2026
Instrument	20263651887
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0003651888,
Date	Jun 5, 2026
Instrument	20263651888

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate Type	Balloon
Rate	6.23%
Initial Type	Balloon
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 23, 2022
Property Address	20 PALM DR, PLACIDA, FL 33946
Document Number	0049880321
Book / Page	4988 / 321
Map Reference	MB 3 PG 98A-98C
Instrument Date	May 18, 2022
Instrument	3105322
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NOT AVAILABLE, AZUR TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4650 54TH AVE S # S127W, 4650, ST PETERSBURG, FL 33711-4665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 HAMPTON CIR, NAPLES, FL 34105

Mortgage

Document Number	0004988328
Date	May 23, 2022
Instrument	4988/328

Lender

Name	NEW SILVER LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 19, 2023

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,677.00 (-11.81%)	$1,037,557 (-9.99%) Land $428,584 Building $608,973	$1,037,557 (+14.27%) Land $428,584 Building $608,973
2023	$21,179.00 (+91.41%)	$1,152,733 (+106.03%)	$907,961 (-1.61%) Land $504,216 Building $403,745
2022	$11,065.00 Homeowner's exemption	$559,508	$922,829 Land $355,962 Building $566,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	369 units insured incl. 127 condo units
Nearby Flood Claims	326 (1982–2024)
Claims Outside the SFHA	1 of 326
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 156 claims Hurricane Helene, Oct 2024 · 108 claims Hurricane Ian, Sep 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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