19 Neptune Dr, Joppa, MD 21085 Property Records

Harford County property record for 19 Neptune Dr, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,158 sqft · built 1972
Lot Size	0.072 acres (3,135 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2017)
Tax Bill	$3,538 (2026)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-130471`

Property Details

APN / Parcel Number

Primary APN	`01-130471`
Alternative APNs	`1130471` `130471`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,158 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,135 sqft (0.072 acres)
Lot Dimensions	165 ft deep x 19 ft wide
View / Lot	Waterfront
Deck Area	78 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	130471
Street Address	19 NEPTUNE DR
City	JOPPA
State	MD
Zip	21085-4519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 145 3135 SF 19 NEPTUNE DRIVE RUMSEY ISLAND PT 23/67
Legal Subdivision	JOPPATOWNE
Legal Block	88
Legal Lot Number	145
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	301401

Owner

19 Neptune Dr, a townhouse, is owned and occupied by an individual who bought it in March 2017.

Source: Harford County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	19 NEPTUNE DR, JOPPA, MD 21085-4519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Prior Sale	Aug 2, 1999 · Amount on File
Deed Document Number	201712258-0457
Deed Book / Page	12258 / 457
Transfer Doc	0045860056
Record Updated	Oct 29, 2026

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 10, 2017
Property Address	19 NEPTUNE DR, JOPPA, MD 21085-4519
Document Number	0122580457
Book / Page	12258 / 0457
Map Reference	MB CRG23 FO67
Instrument Date	Feb 15, 2017
Instrument	12258-0457
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 NEPTUNE DR, JOPPA, MD 21085-4519

Mortgage

Document Number	122580462
Date	Mar 10, 2017
Instrument	12258-0462

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 19 Neptune Dr was $3,538 with a homeowner's exemption, up 7.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,538.00 (+7.8%) Homeowner's exemption	$324,667 (+3.75%)	$336,400 (-) Land $123,000 Building $213,400
2025	$3,282.00 Homeowner's exemption	$312,933	$336,400 Land $123,000 Building $213,400
2023		$295,767	$301,200 Land $123,000 Building $178,200
2022	$3,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Neptune Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Neptune Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20