23 Kenner St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 23 Kenner St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,470 sqft · built 1900
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2022)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`026-33-08-007.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-08-007.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,470 sqft Finished Area
Gross Area	1,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0263308007.00
Street Address	23 KENNER ST
City	LUDLOW
State	KY
Zip	41016-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNER GEO R S 1/2 OF S 1/2 LOT 36 25'X 150' 25' ES KENNER 600' N ELM
Legal Subdivision	KENNER GEO R
Legal Lot Number	36
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3001
Census Tract	66900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 KENNER ST, LUDLOW, KY 41016-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Dec 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	0000174107
Deed Book / Page	174 / 107
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 29, 2022
Property Address	23 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0005900038
Book / Page	174 / 107
Map Reference	PL 133
Instrument Date	Jun 24, 2022
Instrument	22062905900038
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 AUDUBON RD, 1140, PARK HILLS, KY 41011-1902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KENNER ST, LUDLOW, KY 41016-1453

Mortgage

Document Number	0005900039
Date	Jun 29, 2022
Book Page	384/406
Instrument	22062905900039

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 13, 2021
Property Address	23 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0005900299
Book / Page	136 / 757
Map Reference	PL 133
Instrument Date	Dec 8, 2021
Instrument	21121305900299
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 KENNER ST, 23, LUDLOW, KY 41016-1453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 9646, CINCINNATI, OH 45209-0646

Mortgage

Document Number	0005900300
Date	Dec 13, 2021
Instrument	21121305900300

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 2, 2021
Property Address	23 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0005900068
Book / Page	134 / 587
Map Reference	PL 133
Instrument Date	Nov 9, 2021
Instrument	21120205900068
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 KENNER ST, 23, LUDLOW, KY 41016-1453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9646, CINCINNATI, OH 45209-0646

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,481.00 (+1.47%)	$190,000 (-) Land $10,000 Building $180,000	$190,000 (-) Land $10,000 Building $180,000
2023	$2,445.00	$190,000 Land $10,000 Building $180,000	$190,000 Land $10,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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