10 Kenner St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 10 Kenner St, Ludlow, KY 41016

Property Summary

Property Type	Commercial
Details	25,255 sqft · built 1936
Lot Size	3 acres (130,831 sqft)
Owner	Company Name on Record
Tax Bill	$7,836 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`026-33-01-001.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-01-001.00`

Interior

Building Area	25,255 sqft Finished Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	130,831 sqft (3 acres)
Lot Dimensions	830 ft deep x 770 ft wide

Location & Zoning

Street Address	10 KENNER ST
City	LUDLOW
State	KY
Zip	41016-1431
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	JENKINS LOTS 28 THRU 35 & 60' LOT 27 AND WHARFAGE ADJ 770'X 830' IRR NWC KENNER & HOOPER STS
Legal Subdivision	JENKINS
Legal Lot Number	35,27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3001
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 KENNER ST, LUDLOW, KY 41016-1431
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10 KENNER ST, LUDLOW, KY 41016-1431
Document Number	0000000156
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 KENNER ST LUDLOW KY 410161431, LUDLOW, KY 41016-1431

Mortgage

Document Number	0000000156
Date	Jan 18, 2018
Book Page	0C6336/000244
Instrument	156

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,000 (-) Land $88,000 Building $512,000	$600,000 (-) Land $88,000 Building $512,000
2025	$7,836.00 (+1.48%)	$600,000 (-) Land $88,000 Building $512,000	$600,000 (-) Land $88,000 Building $512,000
2023	$7,722.00	$600,000 Land $88,000 Building $512,000	$600,000 Land $88,000 Building $512,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20