27 Kenner St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 27 Kenner St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,432 sqft · built 1922
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2024)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`026-33-08-009.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-08-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,432 sqft Finished Area
Gross Area	1,502 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27 KENNER ST
City	LUDLOW
State	KY
Zip	41016-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNER GEO R S 1/2 OF N 1/2 LOT 35 25'X 150'
Legal Subdivision	KENNER GEO R
Legal Lot Number	35
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3001
Census Tract	66900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Kenner St is owned and occupied by two individuals who bought it in April 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 KENNER ST, LUDLOW, KY 41016-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCOTT M POWERS UNMARRIED
Jul 10, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Document Number	202485
Deed Book / Page	281 / 511
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 24, 2026
Property Address	27 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0000013109
Book / Page	450 / 43
Instrument Date	Jun 9, 2026
Instrument	202613109
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 KENNER ST, LUDLOW, KY 41016-1453

Mortgage

Document Number	0000013109,
Date	Jun 24, 2026
Book Page	450/43
Instrument	202613109

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	27 KENNER ST, LUDLOW, KY 41016-1453
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 KENNER ST, LUDLOW, KY 41016-1453

Mortgage

Document Number	0005900086
Date	Apr 29, 2024
Book Page	KCM544/143
Instrument	24042905900086

Lender

Name	SCOTT M POWERS UNMARRIED
Type	Non-Lending Institution
Address	432 SOMERSET ST, LUDLOW, KY 41016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 24, 2029

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 10, 2017
Property Address	27 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0000000216
Book / Page	006197 / 000270
Instrument Date	Jul 6, 2017
Instrument	216
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$31.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 KENNER ST LUDLOW KY 410161455, LUDLOW, KY 41016-1455

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2017
Property Address	27 KENNER ST, LUDLOW, KY 41016-1453
Document Number	0000000264
Book / Page	0C6142 / 000100
Instrument Date	Apr 19, 2017
Instrument	264
Transaction Type	Transfer
Record Updated	May 17, 2017

Transaction

Amount	Amount on Record
Tax	$16.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE #2100 WHITE PLAINS NY 106042911, 2100, WHITE PLAINS, NY 10604-2911

Tax Assessment & Valuation

The 2025 property tax bill for 27 Kenner St was $1,828.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $15,000 Building $125,000	$140,000 (-) Land $15,000 Building $125,000
2025	$1,828.00	$140,000 Land $10,000 Building $130,000	$140,000 Land $10,000 Building $130,000
2023	$1,737.00	$135,000 Land $10,000 Building $125,000	$135,000 Land $10,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Kenner St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Kenner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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