23 Francisca Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 23 Francisca Dr, Moraga, CA 94556

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,845 sqft · built 1984
Lot Size	0.071 acres (3,072 sqft)
Owner	Company Name on Record
Last Sale	$111,500 (Sep 2000)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`255-800-084-6`

Property Details

APN / Parcel Number

Primary APN	`255-800-084-6`
Alternative APN	`255-800-084`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,845 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	833 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	3,072 sqft (0.071 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	23 FRANCISCA DR
City	MORAGA
State	CA
Zip	94556-1583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	6PD
Legal Description	T06340 L0084 B
Legal Subdivision	SUBDIVISION 6340
Legal Tract	06340
Legal Lot Number	84
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23 FRANCISCA DR, MORAGA, CA 94556-1583
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit 1S UNITED CREDIT UNION
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SECURE ONE CAPITAL CORP
Jan 25, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2000 · Amount on Record
Deed Sale	Sep 12, 2000 · Amount on Record
Deed Document Number	2000197127
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000022744
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	23 FRANCISCA DR, MORAGA, CA 94556-1583
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FRANCISCA DR, MORAGA, CA 94556-1583

Mortgage

Document Number	0000003944
Date	Jan 7, 2022
Instrument	2022-003944

Lender

Name	1S UNITED CREDIT UNION
Type	Non-Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2020
Property Address	23 FRANCISCA DR, MORAGA, CA 94556-1583
Document Number	0000265320
Map Reference	MB 275 PG 11
Instrument Date	Oct 9, 2020
Instrument	2020-265320
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FRANCISCA DR, MORAGA, CA 94556-1583

Mortgage

Document Number	0000265321
Date	Nov 6, 2020
Instrument	2020-265321

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 25, 2021
Property Address	23 FRANCISCA DR, MORAGA, CA 94556-1583
Document Number	0000022744
Instrument Date	Oct 9, 2020
Instrument	22744
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23 FRANCISCA DR MORAGA CA 945561583, MORAGA, CA 94556-1583

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,222 (+2%) Land $121,853 Building $233,369
2025	$5,650.00 (+5.33%)	$348,258 (+4.04%) Land $119,464 Building $228,794
2023	$5,364.00 (+1.4%)	$334,736 Land $114,826 Building $219,910
2022	$5,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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