23 Fleming Dr, Independence, KY 41051 Property Records

Kenton County property record for 23 Fleming Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2020)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`032-30-01-012.00`

Property Details

APN / Parcel Number

Primary APN	`032-30-01-012.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,188 sqft Finished Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	23 FLEMING DR
City	INDEPENDENCE
State	KY
Zip	41051-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ACRES LOT 58 0.28 ACS SS FLEMING DR
Legal Subdivision	HILLCREST ACRES
Legal Lot Number	58
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Sep 11, 2020	Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Feb 1, 2018	Loan Modification, Mortgage · FHA Mortgage CHASE BK/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	20205900127
Deed Book / Page	43 / 46
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000000081
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2020
Property Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0000000127
Book / Page	000043 / 000046
Instrument Date	Sep 8, 2020
Instrument	127
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FLEMING DR INDEPENDENCE KY 410518515, INDEPENDENCE, KY 41051-8515

Mortgage

Document Number	M960803
Date	Sep 11, 2020
Book Page	000M96/000803

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2020
Property Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0005900127
Book / Page	KC 43 / 46
Map Reference	MB 11 PG 6
Instrument Date	Sep 3, 2020
Instrument	20091105900127
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515

Mortgage

Document Number	0005900128
Date	Sep 11, 2020
Instrument	20091105900128

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 28, 2020
Property Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0000000081
Book / Page	000023 / 000539
Instrument Date	Apr 15, 2020
Instrument	81
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KENTON KY
Recording Date	Mar 26, 2020
Property Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0000140454
Book / Page	000014 / 000454
Instrument Date	Feb 11, 2020
Transaction Type	Foreclosure
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	23 FLEMING DR, INDEPENDENCE, KY 41051-8515
Document Number	0000000169
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 FLEMING DR INDEPENDENCE KY 410518515, INDEPENDENCE, KY 41051-8515

Mortgage

Document Number	0000000169
Date	Feb 9, 2018
Book Page	0I4066/000184
Instrument	169

Lender

Name	CHASE BK/MD
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,700 (-) Land $40,000 Building $200,700	$240,700 (-) Land $40,000 Building $200,700
2025	$2,799.00 (+26.77%)	$240,700 (+37.54%) Land $40,000 Building $200,700	$240,700 (+37.54%) Land $40,000 Building $200,700
2023	$2,208.00	$175,000 Land $30,000 Building $145,000	$175,000 Land $30,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

23 Fleming Dr, Independence, KY 41051 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Court-Ordered Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Fleming Dr

Nearby Streets

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