Kenton County property record for 22 Fleming Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,900 (Oct 2017) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-30-01-009.00 |
| Primary APN | 032-30-01-009.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Finished Area |
| Gross Area | 1,500 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 22 FLEMING DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ACRES LOT 4 0.28 ACS NS FLEMING DR |
| Legal Subdivision | HILLCREST ACRES |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 63610 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 FLEMING DR, INDEPENDENCE, KY 41051-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 9, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARRINGTON MTG SVCS |
| Apr 17, 2017 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Feb 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2017 · Amount on Record |
| Deed Sale | Oct 9, 2017 · Amount on Record |
| Prior Sale | Feb 17, 2017 · Amount on Record |
| Deed Document Number | 201710 09 059 00146 |
| Deed Book / Page | 4011 / 274 |
| Prior Transfer Date | Sep 19, 2016 |
| Prior Transfer Doc | 0005900213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 22 FLEMING DR, INDEPENDENCE, KY 41051-8514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900129 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 226/195 |
| Instrument | 21060405900129 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 9, 2017 |
| Property Address | 22 FLEMING DR, INDEPENDENCE, KY 41051-8514 |
| Document Number | 0000000146 |
| Book / Page | 0I4011 / 000274 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 146 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | MERGE ESCROW LLC, ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 FLEMING DR INDEPENDENCE KY 410518514, INDEPENDENCE, KY 41051-8514 |
| Document Number | 147 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 0I4011/000277 |
| Instrument | 147 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 17, 2017 |
| Property Address | 22 FLEMING DR, INDEPENDENCE, KY 41051-8514 |
| Document Number | 0000000232 |
| Book / Page | 0I3926 / 000074 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 232 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 FLEMING DR INDEPENDENCE KY 410518514, INDEPENDENCE, KY 41051-8514 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 17, 2017 |
| Property Address | 22 FLEMING DR, INDEPENDENCE, KY 41051-8514 |
| Document Number | 0000000213 |
| Book / Page | 0I3899 / 000288 |
| Instrument Date | Sep 19, 2016 |
| Instrument | 213 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,400 (-) Land $40,000 Building $143,400 | $183,400 (-) Land $40,000 Building $143,400 | |
| 2025 | $2,132.00 (+1.38%) | $183,400 (+10.02%) Land $40,000 Building $143,400 | $183,400 (+10.02%) Land $40,000 Building $143,400 |
| 2023 | $2,103.00 | $166,700 Land $30,000 Building $136,700 | $166,700 Land $30,000 Building $136,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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