18 Fleming Dr, Independence, KY 41051 Property Records

Kenton County property record for 18 Fleming Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,085 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Sep 2014)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-30-01-010.00`

Property Details

APN / Parcel Number

Primary APN	`032-30-01-010.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	1,085 sqft Finished Area
Gross Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	18 FLEMING DR
City	INDEPENDENCE
State	KY
Zip	41051-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ACRES LOT 3 0.28 ACS NS FLEMING DR
Legal Subdivision	HILLCREST ACRES
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1007
Census Tract	63610

Owner

18 Fleming Dr is owned and occupied by an individual who bought it in September 2014.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 FLEMING DR, INDEPENDENCE, KY 41051-8514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2014 · Amount on File
Deed Sale	Sep 16, 2014 · Amount on File
Prior Sale	Mar 31, 2005 · Amount on File
Deed Document Number	201409 16 059 00012
Deed Book / Page	3489 / 282
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0005900258
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	18 FLEMING DR, INDEPENDENCE, KY 41051-8514
Document Number	0000000244
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 FLEMING DR INDEPENDENCE KY 410518514, INDEPENDENCE, KY 41051-8514

Mortgage

Document Number	0000000244
Date	May 11, 2020
Book Page	000M42/000758
Instrument	244

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 10, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 18 Fleming Dr was $2,116.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000 (-) Land $40,000 Building $142,000	$182,000 (-) Land $40,000 Building $142,000
2025	$2,116.00	$182,000 Land $40,000 Building $142,000	$182,000 Land $40,000 Building $142,000
2023	$1,911.00	$151,500 Land $30,000 Building $121,500	$151,500 Land $30,000 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Fleming Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Fleming Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20