23 Ferguson Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 23 Ferguson Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,384 sqft · built 1983
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$443,000 (Oct 2020)
Tax Bill$4,754 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN027-17-9386-000

Property Details

APN / Parcel Number

Primary APN027-17-9386-000
Alternative APN
  • 64A2 2 46

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,384 sqft Living Area
1st Floor Area480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area220 sqft

Exterior Amenities

PorchOpen Porch
Porch Area105 sqft
Deck AreaDeck Area
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address23 FERGUSON CT
CitySTERLING
StateVA
Zip20165-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE S.3C LOT 46 1469--782
Legal SubdivisionCOUNTRYSIDE
Legal Block1
Legal Lot Number46
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1009
Census Tract611102

Owner

23 Ferguson Ct is owned and occupied by an individual who bought it in October 2020.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address23 FERGUSON CT, STERLING, VA 20165-5704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST SVGS MTG
Jan 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020 · Amount on File
Deed SaleOct 13, 2020 · Amount on File
Prior SaleNov 21, 1996 · Amount on File
Deed Document Number202095297
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateOct 13, 2020
Property Address23 FERGUSON CT, STERLING, VA 20165-5704
Document Number20201013095297
Book / Page202010 / 095298
Instrument DateOct 8, 2020
Instrument95297
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$443.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 FERGUSON CT STERLING VA 201655704, STERLING, VA 20165-5704

Mortgage

Document Number20201013095298
DateOct 13, 2020
Book Page202010/095298
Instrument95298
Lender
NameFIRST SVGS MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 12, 2050
Interest
Rate TypeFixed Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address23 FERGUSON CT, STERLING, VA 20165-5704
Document Number20180116002237
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180116002237
DateJan 16, 2018
Instrument2237
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 15, 2048
Interest
Rate TypeFixed Rate
Rate4.88%

Tax Assessment & Valuation

The 2026 property tax bill for 23 Ferguson Ct was $4,754.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,754.00$590,650 Land $236,700 Building $353,950$590,650 Land $236,700 Building $353,950
2023$4,799.00$548,520 Land $216,700 Building $331,820$548,520 Land $216,700 Building $331,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ferguson Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Ferguson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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