20 Ferguson Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20 Ferguson Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,022 sqft · built 1983
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Sep 2009)
Tax Bill$5,034 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN027-18-0669-000

Property Details

APN / Parcel Number

Primary APN027-18-0669-000
Alternative APN
  • 64A2 2 64

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,022 sqft Living Area
1st Floor Area574 sqft
Basement Area614 sqft
Finished Basement614 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Exterior Amenities

PorchOpen Porch
Porch Area162 sqft
Deck AreaDeck Area
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address20 FERGUSON CT
CitySTERLING
StateVA
Zip20165-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE S.3C LOT 64 200909140062724
Legal SubdivisionCOUNTRYSIDE
Legal Block1
Legal Lot Number64
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1009
Census Tract611102

Owner

20 Ferguson Ct is owned and occupied by two individuals who bought it in September 2009.

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20 FERGUSON CT, STERLING, VA 20165-5703
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2009 · Amount on File
Deed SaleSep 14, 2009 · Amount on File
Deed Document Number200962724
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20 FERGUSON CT, STERLING, VA 20165-5703
Document Number20170926059820
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170926059820
DateSep 26, 2017
Instrument59820
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 25, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 Ferguson Ct was $5,034.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,034.00$625,400 Land $237,000 Building $388,400$625,400 Land $237,000 Building $388,400
2023$5,042.00$576,340 Land $217,000 Building $359,340$576,340 Land $217,000 Building $359,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ferguson Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ferguson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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