Loudoun County property record for 18 Ferguson Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,082 sqft · built 1983 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (May 2023) |
| Tax Bill | $5,353 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-18-0364-000 |
| Primary APN | 027-18-0364-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 574 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,969 sqft (0.16 acres) |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 18 FERGUSON CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE S.3C LOT 65 201106210037161 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 611102 |
18 Ferguson Ct is owned and occupied by two individuals who bought it in May 2023.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 FERGUSON CT, STERLING, VA 20165-5703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance STRONG HOME MORTGAGE LLC |
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 16, 2023 | Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on File |
| Deed Sale | May 16, 2023 · Amount on File |
| Prior Sale | Jan 28, 2016 · Amount on File |
| Deed Document Number | 202318415 |
| Prior Transfer Date | Jul 29, 2016 |
| Prior Transfer Doc | 0000053469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 18 FERGUSON CT, STERLING, VA 20165-5703 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004947 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 202201250004947 |
| Name | STRONG HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 18 FERGUSON CT, STERLING, VA 20165-5703 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000009687 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 202303170009687 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 21, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 16, 2023 |
| Property Address | 18 FERGUSON CT, STERLING, VA 20165-5703 |
| Document Number | 0000018415 |
| Instrument Date | May 16, 2023 |
| Instrument | 202305160018415 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | EKKO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 FERGUSON CT, STERLING, VA 20165-5703 |
| Document Number | 0000018416 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 202305160018416 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 18 Ferguson Ct was $5,353, up 1.9% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,353.00 (+1.88%) | $665,050 (+1.88%) Land $237,300 Building $427,750 | $665,050 (+1.88%) Land $237,300 Building $427,750 |
| 2025 | $5,254.00 | $652,780 Land $237,300 Building $415,480 | $652,780 Land $237,300 Building $415,480 |
| 2023 | $5,090.00 | $581,740 Land $217,300 Building $364,440 | $581,740 Land $217,300 Building $364,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Ferguson Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Ferguson Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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