Putnam County and Philipstown Town property record for 23 Fair St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,649 sqft · built 1950 |
| Lot Size | 0.249 acres (10,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $656,500 (Aug 2018) |
| Tax Bill | $12,386 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-1-17 |
| Primary APN | 372601 48.8-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| Gross Area | 2,177 sqft |
| 1st Floor Area | 1,649 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,875 sqft (0.249 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 262 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 008250 |
|---|---|
| Street Address | 23 FAIR ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | ROBERT KIRBY TAYLOR JR |
| Legal Block | 1 |
| Legal Lot Number | 17.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records · APN 372601 48.8-1-17
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 FAIR ST, COLD SPRING, NY 10516-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Aug 28, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | Nov 06, 2007 · Amount on Record |
| Deed Document Number | 20181502185 |
| Deed Book / Page | 2087 / 262 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 23 FAIR ST, COLD SPRING, NY 10516-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 23 FAIR ST, COLD SPRING, NY 10516-3005 |
| Document Number | 0071780217 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 7178/217 |
| Instrument | 8987-2020 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 23 FAIR ST, COLD SPRING, NY 10516-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 23 FAIR ST, COLD SPRING, NY 10516-3005 |
| Document Number | 0071480022 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 7148/22 |
| Instrument | 7201-2020 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 28, 2018 |
| Property Address | 23 FAIR ST, COLD SPRING, NY 10516-3005 |
| Document Number | 0020870262 |
| Book / Page | 2087 / 262 |
| Map Reference | LB 302 PG 424 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 1502185 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,626.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 FAIR ST, 23, COLD SPRING, NY 10516-3005 |
| Name | Verified Name |
|---|---|
| Address | 13 FAIR ST, COLD SPRING, NY 10516-3003 |
| Investor | Possibly a Property Investor |
| Document Number | 0001602363 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 1602363 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,200 (-) Land $52,200 Building $143,000 | $636,453 (+14.84%) | |
| 2024 | $12,386.00 | ||
| 2023 | $195,200 (-) Land $52,200 Building $143,000 | $554,231 (+11.73%) Land $148,211 Building $406,020 | |
| 2022 | $195,200 Land $52,200 Building $143,000 | $496,061 Land $132,656 Building $363,405 |
Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 447 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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