Putnam County and Philipstown Town property record for 18 Fair St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,333 sqft · built 1855 |
| Lot Size | 0.154 acres (6,732 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jan 2023) |
| Tax Bill | $16,739 (2024) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-2-6 |
| Primary APN | 372601 48.8-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,333 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| 2nd Floor Area | 1,140 sqft |
| Upper Floors Area | 517 sqft |
| Attic | Attic |
| Attic Area | 79 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1855 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 6,732 sqft (0.154 acres) |
| Lot Dimensions | 132 ft deep x 51 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 001125 |
|---|---|
| Street Address | 18 FAIR ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 FAIR ST, COLD SPRING, NY 10516-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 19, 2017 | Grant Deed, Transfer THOROUGHBRED TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2023 · Amount on Record |
| Deed Sale | Jan 26, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2010 · Amount on Record |
| Deed Document Number | 2023480 |
| Deed Book / Page | 2305 / 294 |
| Prior Transfer Date | Jan 11, 2010 |
| Prior Transfer Doc | 0001500152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 26, 2023 |
| Property Address | 18 FAIR ST, COLD SPRING, NY 10516-3004 |
| Document Number | 0023050294 |
| Book / Page | 2305 / 294 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 480-2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 FAIR ST, COLD SPRING, NY 10516-3004 |
| Name | Verified Name |
|---|---|
| Address | 18 FAIR ST, COLD SPRING, NY 10516-3004 |
| Document Number | 0007746191 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 7746/191 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 19, 2017 |
| Property Address | 18 FAIR ST, COLD SPRING, NY 10516-3004 |
| Document Number | 0020440464 |
| Book / Page | 002044 / 000464 |
| Instrument Date | May 5, 2017 |
| Instrument | 1501253 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | THOROUGHBRED TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,790.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 W 84TH ST #4C NEW YORK NY 100244775, 4C, NEW YORK, NY 10024-4775 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263,800 (-) Land $47,400 Building $216,400 | $860,124 (+10.08%) | |
| 2024 | $16,739.00 | $263,800 (-) Land $47,400 Building $216,400 | $781,398 (+4.32%) |
| 2023 | $263,800 (-) Land $47,400 Building $216,400 | $749,006 (+11.73%) Land $134,583 Building $614,423 | |
| 2022 | $263,800 Land $47,400 Building $216,400 | $670,394 Land $120,457 Building $549,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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