21 Fair St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 21 Fair St, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,096 sqft · built 1952
Lot Size	0.249 acres (10,875 sqft)
Owner	Company Name on Record
Last Sale	$864,000 (Jul 2022)
Tax Bill	$14,576 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372601 48.8-1-16`

Property Details

APN / Parcel Number

Primary APN	`372601 48.8-1-16`
Alternative APNs	`260104800800010160000000` `016400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,096 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	2,016 sqft
Upper Floors Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	10,875 sqft (0.249 acres)
Lot Dimensions	145 ft deep x 75 ft wide
View / Lot	Lake Front
Porch	Screened Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	016400
Street Address	21 FAIR ST
City	COLD SPRING
State	NY
Zip	10516-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	16.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3005
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 FAIR ST, COLD SPRING, NY 10516-3005
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	20226486
Deed Book / Page	2280 / 120
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 15, 2022
Property Address	21 FAIR ST, COLD SPRING, NY 10516-3005
Document Number	0022800120
Book / Page	2280 / 120
Map Reference	MB 308 PG 203
Instrument Date	Jul 6, 2022
Instrument	6486-2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NOT AVAILABLE, CITYLINE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,456.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 FAIR ST, 21, COLD SPRING, NY 10516-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	788 9TH AVE APT 5B, 5B, NEW YORK, NY 10019-5677

Mortgage

Document Number	0007677119
Date	Jul 15, 2022
Instrument	7677/119

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,800 (+14.67%) Land $52,200 Building $188,600	$785,132 (+31.68%)
2024	$14,576.00
2023		$210,000 (-) Land $52,200 Building $157,800	$596,252 (+11.73%) Land $148,211 Building $448,041
2022		$210,000 Land $52,200 Building $157,800	$533,672 Land $132,656 Building $401,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20