32 E Roberts St, Cumberland, MD 21502 Property Records

Allegany County property record for 32 E Roberts St, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,020 sqft · built 1910
Lot Size0.058 acres (2,520 sqft)
OwnerCompany Name on Record
Last Sale$30,000 (Jan 2026)
Tax Bill$440 (2025)
Deeds & MortgagesJan 2026 Sale
Feb 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-020839

Property Details

APN / Parcel Number

Primary APN04-020839
Alternative APNs
  • 4020839
  • 020839

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,020 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialSiding
Lot Area2,520 sqft (0.058 acres)
Lot Dimensions84 ft deep x 30 ft wide

Exterior Amenities

PorchSlab
Porch Area102 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number020839
Street Address32 E ROBERTS ST
CityCUMBERLAND
StateMD
Zip21502-4738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 ROBERTS ST LOT 620 30X84 HUMBIRD ADDN
Legal SubdivisionHUMBIRD ADD
Legal Lot Number620
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1011
Census Tract800

Owner

Source: Allegany County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15812 BRICE HOLLOW RD SE, CUMBERLAND, MD 21502-8609
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed, Transfer
UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE
Feb 22, 2022Intrafamily Transfer, Transfer
Sep 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
STANDARD BK PASB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2026 · Amount on Record
Deed SaleJan 23, 2026 · Amount on Record
Prior SaleFeb 22, 2022 · Amount on Record
Deed Book / Page3130 / 256
Prior Transfer DateFeb 14, 2022
Prior Transfer Doc002756-0293
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJan 23, 2026
Property Address32 E ROBERTS ST, CUMBERLAND, MD 21502-4738
Document Number003130-0256
Book / Page3130 / 256
Instrument DateDec 12, 2025
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
Tax$150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address15812 BRICE HOLLOW RD SE, CUMBERLAND, MD 21502-8609

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGANY MD
Recording DateFeb 22, 2022
Property Address32 E ROBERTS ST, CUMBERLAND, MD 21502-4738
Document Number002756-0293
Book / Page2756 / 293
Instrument DateFeb 14, 2022
Transaction TypeTransfer
Record UpdatedMar 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 E ROBERTS ST, CUMBERLAND, MD 21502-4738

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address32 E ROBERTS ST, CUMBERLAND, MD 21502-4738
Document Number0024110498
Instrument DateSep 4, 2018
Transaction TypeMortgage
Record UpdatedSep 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address32 E ROBERTS ST CUMBERLAND MD 215024738, CUMBERLAND, MD 21502-4738

Mortgage

Document Number0024110498
DateSep 13, 2018
Book Page002411/000498
Lender
NameSTANDARD BK PASB
AddressMONROEVILLE, PA 15146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 12, 2033

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,400 (+9.09%) Land $6,000 Building $46,400$52,400 (-) Land $6,000 Building $46,400
2025$440.00 (+20.55%)$48,033 (+22.22%)$52,400 (+33.33%) Land $6,000 Building $46,400
2023$365.00$39,300 Land $6,000 Building $33,300$39,300 Land $6,000 Building $33,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1985–1996)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
SkyPacket
Fixed Wireless
100 / 20

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